Polk County property record for 128 Florida St, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,815 sqft · built 1985 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,961 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S8-B13 |
| Primary APN | S8-B13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,815 sqft Finished Area |
| Basement Area | 1,072 sqft |
| Finished Basement | 616 sqft |
| Unfinished Basement | 456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 54262 |
|---|---|
| Street Address | 128 FLORIDA AVE |
| City | SALUDA |
| State | NC |
| Zip | 28773-0600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | LOTS 22 & 23, BLK B, 0S57 SALUDA RES AREA 57 |
| Legal Subdivision | SALUDA RES AREA 57 |
| Legal Block | B |
| Legal Lot Number | 22-23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 920303 |
128 Florida St is held in a trust since November 2014.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1551 BEN SAWYER BLVD, 6C, MOUNT PLEASANT, SC 29464-5510 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 187 / 1544 |
| Last Transfer Date | Nov 5, 2014 |
| Transfer Doc | 00409/1608 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 128 Florida St was $4,961, up 7% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,961.00 (+7.03%) | $464,658 (-) Land $68,250 Building $396,408 | $464,658 (-) Land $68,250 Building $396,408 |
| 2025 | $4,635.00 | $464,658 Land $68,250 Building $396,408 | $464,658 Land $68,250 Building $396,408 |
| 2023 | $4,261.00 | $339,726 Land $58,500 Building $281,226 | |
| 2021 | $339,726 Land $58,500 Building $281,226 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Florida St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Florida St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALUDA serves 1,814 people · EPA ID NC0175020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Jun 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
May also be available: Pangaea Internet, Verizon.
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