128 Fenwick Cir, Madison, MS 39110 Property Records

Madison County property record for 128 Fenwick Cir, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details4,329 sqft · built 2010
OwnerIndividual Name on Record
Tax Bill$5,911 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN081H-27-297

Property Details

APN / Parcel Number

Primary APN081H-27-297
Alternative APNs
  • 081H-27-297/00.00
  • 49939

Interior

Stories1 Story
Building Area4,329 sqft Adjusted Area
1st Floor Area3,757 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area144 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number49939
Old Parcel Number081H-27 -297/00.00
Street Address128 FENWICK CIR
CityMADISON
StateMS
Zip39110-7782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 FENWICK - BLK M @ REUNION
Legal Range01E
Legal Township08N
Legal Section27
Legal SubdivisionFENWICK BLOCK M REUNION
Legal BlockM
Legal Lot Number33
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group3
Census Block3035
Census Tract30301

Owner

Source: Madison County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address128 FENWICK CIR, MADISON, MS 39110-7782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 8, 2025Warranty Deed, Transfer · Non-Conforming Investor Loan
DELTA BANK
Apr 1, 2019Deed of Trust, Mortgage
DISCOVER BK
Jul 19, 2017Warranty Deed, Transfer
BANKPLUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2025
Deed SaleDec 8, 2025
Prior SaleJul 19, 2017
Deed Document Number1042262
Deed Book / Page4627 / 19
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address128 FENWICK CIR, MADISON, MS 39110-7782
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004129/348
DateNov 5, 2021
Book Page4129/348
Instrument943689
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateDec 8, 2025
Property Address128 FENWICK CIR, MADISON, MS 39110-7782
Document Number0004627/19
Book / Page4627 / 19
Map ReferenceCAB E SL 96B&97
Instrument DateDec 4, 2025
Instrument1042262
Transaction TypeTransfer
Record UpdatedDec 30, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 FREEDOM RING DR, BRANDON, MS 39047-1810

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address128 FENWICK CIR, MADISON, MS 39110-7782

Mortgage

Document Number0001042263
DateDec 8, 2025
Instrument1042263
Lender
NameDELTA BANK
TypeBank
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term120 Months
DueDec 5, 2035

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address128 FENWICK CIR, MADISON, MS 39110-7782
Document Number0000861798
Instrument DateApr 1, 2019
Transaction TypeMortgage
Record UpdatedApr 16, 2019
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address128 FENWICK CIR MADISON MS 391107782, MADISON, MS 39110-7782

Mortgage

Document Number0000861798
DateApr 8, 2019
Book Page003707/000862
Instrument861798
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
AmountAmount Recorded
Term240 Months
DueApr 7, 2039

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateJul 19, 2017
Property Address128 FENWICK CIR, MADISON, MS 39110-7782
Document Number0000816625
Book / Page003501 / 000036
Instrument DateJun 23, 2017
Instrument816625
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address128 FENWICK CIR MADISON MS 391107782, MADISON, MS 39110-7782

Mortgage

Document Number816627
DateJul 19, 2017
Book Page003501/000040
Instrument816627
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term180 Months
DueJul 18, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,911.00 Homeowner's exemption$53,308 (+0.04%)$533,080 (+0.04%) Land $100,000 Building $433,080
2024$5,911.00 (-16.75%)
2023$7,100.00 Homeowner's exemption$53,285$532,850 Land $100,000 Building $432,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
335 / 192
T-Mobile
Fixed Wireless
100 / 20

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