128 Englefield Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 128 Englefield Dr, Gaithersburg, MD 20878

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,783 sqft · built 1988
Lot Size0.216 acres (9,406 sqft)
Owner2 Individual Names on Record
Last Sale$673,000 (Nov 2019)
Tax Bill$9,985 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-02703806

Property Details

APN / Parcel Number

Primary APN09-02703806
Alternative APN
  • 02703806

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,783 sqft Living Area
Gross Area5,203 sqft
1st Floor Area1,984 sqft
Basement Area1,025 sqft
Finished Basement1,025 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,406 sqft (0.216 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area516 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02703806
Street Address128 ENGLEFIELD DR
CityGAITHERSBURG
StateMD
Zip20878-2660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMXD
Legal DescriptionWASHINGTONIAN WOODS 8613/288 8903/676
Legal SubdivisionWASHINGTONIAN WOODS
Legal BlockA
Legal Lot Number36
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1017
Census Tract700828

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2660
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
A-Z MTG INC
Nov 26, 2019Deed, Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2019 · Amount on Record
Deed SaleNov 26, 2019 · Amount on Record
Deed Book / Page58576 / 476
Prior Transfer DateFeb 17, 2010
Prior Transfer Doc158449
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address128 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2660
Document Number0607840061
Instrument DateSep 9, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 ENGLEFIELD DR GAITHERSBURG MD 208782660, GAITHERSBURG, MD 20878-2660

Mortgage

Document Number0607840061
DateOct 15, 2020
Book Page060784/000061
Lender
NameA-Z MTG INC
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2050

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateNov 26, 2019
Property Address128 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2660
Document Number0585760476
Book / Page58576 / 476
Map ReferenceMB 143 PL 16439
Instrument DateOct 31, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyMTA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address867 ALVERMAR RIDGE DR, 867, MCLEAN, VA 22102-1438

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address128 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2660

Mortgage

Document Number58576483
DateNov 26, 2019
Instrument58576/483
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$821,300 (+4.2%) Land $240,100 Building $581,200$821,300 (-) Land $240,100 Building $581,200
2025$9,985.00 (-2.04%)$788,200 (+9.17%)$821,300 (+13.75%) Land $240,100 Building $581,200
2024$10,193.00 (+16.23%)
2023$722,000 Land $240,100 Building $481,900$722,000 Land $240,100 Building $481,900
2022$8,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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