128 Elm St, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 128 Elm St, Waverly, NY 14892

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,722 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Feb 2026)
Tax Bill	$2,974 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492001 166.16-2-45`

Property Details

APN / Parcel Number

Primary APN	`492001 166.16-2-45`
Alternative APNs	`200116601600020450000000` `00000000771`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,722 sqft Total Area
1st Floor Area	886 sqft
2nd Floor Area	836 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000771
Street Address	128 ELM ST
City	WAVERLY
State	NY
Zip	14892-1431
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	ZONE
Legal Description	DEED DATE 12/12/00
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	TIOGA NY
Township / Civil Division	BARTON
Census Block Group	3
Census Block	3013
Census Tract	20703

Owner

128 Elm St, a duplex, is owned by a company that bought it in February 2026.

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	128 ELM ST, WAVERLY, NY 14892-1431
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage
Feb 2, 2026	Warranty Deed, Transfer
Jun 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Mar 26, 2025 · Amount on File
Deed Document Number	2026415
Prior Transfer Date	Apr 28, 2012
Prior Transfer Doc	1986003001
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Recording Date	Jun 18, 2026
Property Address	128 ELM ST, WAVERLY, NY 14892-1431
Document Number	0000002168
Instrument Date	Jun 16, 2026
Instrument	20262168
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002168,
Date	Jun 18, 2026
Instrument	20262168

Lender

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Feb 2, 2026
Property Address	128 ELM ST, WAVERLY, NY 14892-1431
Document Number	202600000415
Instrument Date	Jan 23, 2026
Instrument	2026-00000415
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 28, 2022
Property Address	128 ELM ST, WAVERLY, NY 14892-1431
Document Number	2022000002930
Instrument Date	Jun 21, 2022
Instrument	20220-00002930
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 W WHITCOMB HILL RD, BARTON, NY 13734-1844

Mortgage

Document Number	22000002931
Date	Jun 28, 2022
Instrument	220-00002931

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 128 Elm St was $2,974, up 3% from the year before.

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Barton Town
Municipality	Waverly Village
Unified School District	Waverly Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,974.00 (+3.05%)
2025	$2,886.00 (-3.74%)	$55,600 (-) Land $11,100 Building $44,500	$98,932 (+7.65%) Land $19,751 Building $79,181
2024	$2,998.00	$55,600 (-) Land $11,100 Building $44,500	$91,901 (-0.83%) Land $18,347 Building $73,554
2023		$55,600 Land $11,100 Building $44,500	$92,667 Land $18,500 Building $74,167
2019	$927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Elm St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY VILLAGE serves 4,830 people · EPA ID NY5304410
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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