128 Elm St, Lowell, IN 46356 Property Records

Lake County property record for 128 Elm St, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,006 sqft · built 1955
Lot Size	0.219 acres (9,570 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2024)
Tax Bill	$3,124 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0154-0030`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0154-0030`
Alternative APNs	`45-19-27-228-010.000-038` `290401540030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
Basement Area	1,006 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,570 sqft (0.219 acres)
Lot Dimensions	145 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	010-29-04-0154-0030
Old Parcel Number	290401540030
Street Address	128 ELM ST
City	LOWELL
State	IN
Zip	46356-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDING-MEYERS SUB. LOT 30 97165519
Legal Subdivision	HARDING-MEYERS SUB
Legal Lot Number	30
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	4
Census Block	4004
Census Tract	43401

Owner

128 Elm St is owned and occupied by an individual who bought it in May 2024.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	128 ELM ST, LOWELL, IN 46356-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Jul 7, 2022	Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
May 20, 2022	Sheriff's Deed, Foreclosure
Dec 13, 2018	Affidavit of Death, Transfer NORTHWEST INDIANA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on File
Deed Sale	May 14, 2024 · Amount on File
Prior Sale	Jul 7, 2022 · Amount on File
Deed Document Number	0000015168
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	128 ELM ST, LOWELL, IN 46356-2224
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ELM ST, LOWELL, IN 46356-2224

Mortgage

Document Number	0000039355
Date	Oct 14, 2025
Instrument	2025-539355

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 7, 2022
Property Address	128 ELM ST, LOWELL, IN 46356-2224
Document Number	0000021322
Map Reference	MB 28 PG 63
Instrument Date	Jun 14, 2022
Instrument	2022-021322
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 KINGSLEY DR, 501, CINCINNATI, OH 45227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 BROADWAY, MERRILLVILLE, IN 46410-3532

May 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAKE IN
Recording Date	May 20, 2022
Property Address	128 ELM ST, LOWELL, IN 46356-2224
Document Number	0000015987
Map Reference	MB 28 PG 63
Instrument Date	May 6, 2022
Instrument	2022-015987
Transaction Type	Foreclosure
Record Updated	May 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Dec 13, 2018
Property Address	128 ELM ST, LOWELL, IN 46356-2224
Document Number	0000030374
Instrument Date	Dec 10, 2018
Instrument	30374
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	NORTHWEST INDIANA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	128 ELM ST LOWELL IN 463562224, LOWELL, IN 46356-2224

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,200 Land $29,400 Building $250,800	$280,200 Land $29,400 Building $250,800
2024	$3,124.00
2023		$152,000 (+1.74%) Land $26,100 Building $125,900	$152,000 (+1.74%) Land $26,100 Building $125,900
2022	$1,444.00	$149,400 Land $26,100 Building $123,300	$149,400 Land $26,100 Building $123,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 128 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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