Groton Town property record for 128 Elm St, Groton, CT 06340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,783 sqft · built 1847 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,000 (Jul 2013) |
| Tax Bill | $14,359 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | GROT M:260820824176 |
| Primary APN | GROT M:260820824176 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,783 sqft Living Area |
| Basement Area | 990 sqft |
| Unfinished Basement | 990 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1847 |
|---|---|
| Effective Year Built | Effective 1847 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 260820824176 |
|---|---|
| Street Address | 128 ELM ST |
| City | GROTON |
| State | CT |
| Zip | 06340-5522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 702900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Noank Historic District listed 1979 · 219 contributing resources · NRIS 79002656 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
128 Elm St is owned by two individuals who bought it in July 2013.
Source: Groton Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48828 PINEHILL DR, PLYMOUTH, MI 48170-3245 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on File |
| Deed Sale | Jul 31, 2013 · Amount on File |
| Deed Document Number | 201345 |
| Deed Book / Page | 1119 / 571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 128 ELM ST, GROTON, CT 06340-5522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01245-1071 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 1245/1071 |
| Instrument | 5043280011 |
| Name | LEVEL ONE BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 128 Elm St was $14,359.
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,359.00 | $544,320 Land $317,793 Building $226,527 | $381,024 Land $222,455 Building $158,569 |
| 2023 | $12,851.00 (+2.07%) | $544,320 (-) Land $220,710 Building $323,610 | |
| 2022 | $12,590.00 | $544,320 Land $220,710 Building $323,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 128 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NOANK FIRE DISTRICT serves 1,947 people · EPA ID CT0590031 |
|---|---|
| Water Source | Purchased surface water from GROTON UTILITIES |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
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