128 Eldridge St, Summerville, SC 29486 Property Records

Berkeley County property record for 128 Eldridge St, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	1,727 sqft · built 2024
Lot Size	0.19 acres (8,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,900 (Apr 2026)
Tax Bill	$5,236 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`194-07-02-168`

Property Details

APN / Parcel Number

Primary APN	`194-07-02-168`
Alternative APN	`194-00-02-193`

Interior

Building Area	1,727 sqft Finished Area
1st Floor Area	1,727 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	8,314 sqft
Garage Area	400 sqft
Porch	Patio
Porch Area	177 sqft

Location & Zoning

Street Address	128 ELDRIDGE ST
City	SUMMERVILLE
State	SC
Zip	29486-7109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 269BRADFORD POINTE PH 4A
Legal Subdivision	NEXTON (BRADFORD POINTE PH 4A)
Legal Lot Number	269
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1010
Census Tract	20710

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 37TH AVE NW, HICKORY, NC 28601-8019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed, Transfer · Conventional Mortgage LOWER LLC
Apr 14, 2026	Deed, Transfer · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jun 3, 2024 · Amount on Record
Deed Document Number	202612633
Deed Book / Page	5539 / 218
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 14, 2026
Property Address	128 ELDRIDGE ST, SUMMERVILLE, SC 29486-7109
Document Number	0000012633
Book / Page	5539 / 218
Instrument Date	Apr 8, 2026
Instrument	202612633
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	SIMPLIFILE (RECORDING SERVICE)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140,100.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 37TH AVE NW, HICKORY, NC 28601-8019

Mortgage

Document Number	0000012634,
Date	Apr 14, 2026
Instrument	202612634

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 14, 2026
Property Address	128 ELDRIDGE ST, SUMMERVILLE, SC 29486-7109
Document Number	05539/0218
Book / Page	5539 / 218
Instrument Date	Apr 8, 2026
Instrument	2026.12633
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140,100.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 37TH AVE NW, HICKORY, NC 28601-8019

Mortgage

Document Number	0000012634,
Date	Apr 14, 2026
Book Page	5539/222
Instrument	2026.12634

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,000 (+2,4%) Land $100,000 Building $253,000	$353,000 (-) Land $100,000 Building $253,000
2025	$5,236.00 (+745.88%)	$14,120 (-33.33%) Land $4,000 Building $10,120	$353,000 (-) Land $100,000 Building $253,000
2024	$619.00	$21,180 (+262.05%) Land $6,000 Building $15,180	$353,000 (+262.05%) Land $100,000 Building $253,000
2022		$5,850 Land $5,850	$97,500 Land $97,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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