128 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 128 E St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1908
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jun 2022)
Tax Bill	$531 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13345`

Property Details

APN / Parcel Number

Primary APN	`13345`
Alternative APN	`3520-00-050-003-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	89 sqft
Deck Area	98 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13345
Street Address	128 E ST NW
City	MIAMI
State	OK
Zip	74354-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3, BLK 50 ORIGINAL PLAT I
Legal Range	22E
Legal Township	28N
Legal Section	25
Legal Subdivision	MIAMI O.P. I
Legal Block	50
Legal Lot Number	3
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1034
Census Tract	574500

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 E ST NW, MIAMI, OK 74354-6121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Jun 20, 2006 · Amount on Record
Deed Document Number	20223240
Deed Book / Page	1164 / 64
Prior Transfer Date	Oct 29, 2007
Prior Transfer Doc	0000006289
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jun 20, 2022
Property Address	128 E ST NW, MIAMI, OK 74354-6121
Document Number	0001164/64
Book / Page	1164 / 64
Instrument Date	Jun 17, 2022
Instrument	I-2022-003240
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 E ST NW, MIAMI, OK 74354-6121

Mortgage

Document Number	I2022003241
Date	Jun 20, 2022
Instrument	I-2022-003241

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,550 (+0.74%) Land $328 Building $5,222	$48,679 (+0.73%) Land $2,876 Building $45,803
2025	$531.00 (-1.12%)	$5,509 (-12.14%) Land $328 Building $5,181	$48,326 (-12.13%) Land $2,876 Building $45,450
2024	$537.00 (-9.75%)	$6,270 (-) Land $328 Building $5,942	$55,000 (-) Land $2,876 Building $52,124
2023	$595.00 (+21.18%)	$6,270 (+18.1%) Land $456 Building $5,814	$55,000 (+5.27%) Land $4,000 Building $51,000
2022	$491.00	$5,309 Land $456 Building $4,853	$52,248 Land $4,000 Building $48,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1986–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon, Wisper ISP.

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