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  5. E Ruby Rd

128 E Ruby Rd, Rio Rico, AZ 85648 Property Records

Santa Cruz County property record for 128 E Ruby Rd, Rio Rico, AZ 85648 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2,265 sqft · built 2020
Lot Size0.99 acres (43,124 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (May 2025)
Tax Bill$3,937 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN115-13-374

Property Details

APN / Parcel Number

Primary APN115-13-374
Alternative APNs
  • R000023419
  • 1151337407

Interior

Building Area2,265 sqft Living Area
Gross Area2,814 sqft Gross Area
1st Floor Area2,265 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeWood
Roof MaterialConcrete
Lot Area43,124 sqft (0.99 acres)
Garage TypeAttached
Garage Area549 sqft Garage
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account NumberR000023419
Street Address128 E RUBY RD
CityRIO RICO
StateAZ
Zip85648-0100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB RIO RICO ESTATES UNIT NO.11 LOT 3 OF BLK 242
Legal Range14E
Legal Township23S
Legal Section18
Legal SubdivisionSUB RIO RICO ESTATES
Legal Block242
Legal Lot Number3
JurisdictionSANTA CRUZ AZ
Township / Civil DivisionNOGALES
Census Block Group1
Census Block1032
Census Tract966111

Owner

Source: Santa Cruz County records · APN 115-13-374

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address138 AVENIDA LIRIO, RIO RICO, AZ 85648-1803
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Warranty Deed, Transfer · FHA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jul 14, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
SUNSTREET MORTGAGE LLC
Jun 11, 2020Deed of Trust, Mortgage
CARL A & KENNETH J GERKEN
Jun 05, 2020Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE & TR/PHOENIX
Jun 05, 2020Correction Deed
STEWART TITLE, STEWART TITLE & TR/PHOENIX
Sep 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2025 · Amount on Record
Deed SaleMay 08, 2025 · Amount on Record
Prior SaleSep 07, 2023 · Amount on Record
Deed Document Number20253151
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA CRUZ AZ
Recording DateSep 07, 2023
Property Address128 E RUBY RD, RIO RICO, AZ 85648-0100
Document Number0000005269
Map ReferenceMB 3 PG 10
Instrument DateSep 05, 2023
Instrument2023-05269
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanySTEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address128 E RUBY RD, RIO RICO, AZ 85648-0100

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address128 E RUBY RD, RIO RICO, AZ 85648-0100

Mortgage

Document Number0000005270
DateSep 07, 2023
Instrument2023-05270
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

July 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA CRUZ AZ
Recording DateJul 14, 2021
Property Address128 E RUBY RD, RIO RICO, AZ 85648-0100
Document Number0000006350
Map ReferenceMB 3 PG 10
Instrument DateJul 12, 2021
Instrument2021-06350
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 24, 2022
Title CompanySTEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4770, RIO RICO, AZ 85648-4770

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 E RUBY RD, RIO RICO, AZ 85648-0100

Mortgage

Document Number0000006351
DateJul 14, 2021
Instrument2021-06351
Lender
NameSUNSTREET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ AZ
Property Address128 E RUBY RD, RIO RICO, AZ 85648-0100
Document Number0000003373
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedAug 04, 2020
Title CompanySTEWART TITLE, STEWART TITLE & TR/PHOENIX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address889 CERRADO SANCHEZ RIO RICO AZ 856482871, RIO RICO, AZ 85648-2871

Mortgage

Document Number0000003373
DateJun 12, 2020
Instrument3373
Lender
NameCARL A & KENNETH J GERKEN
Address6201 W HIGHLAND AVE, PHOENIX, AZ 85033-2121
Agreement
AmountAmount Recorded

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA CRUZ AZ
Recording DateJun 05, 2020
Property Address128 E RUBY RD, RIO RICO, AZ 85648-0100
Document Number0000003211
Instrument DateJun 04, 2020
Instrument3211
Transaction TypeTransfer
Record UpdatedAug 04, 2020
Title CompanySTEWART TITLE, STEWART TITLE & TR/PHOENIX

Transaction

AmountAmount Recorded
Tax$17.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address889 CERRADO SANCHEZ RIO RICO AZ 856482871, RIO RICO, AZ 85648-2871

June 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA CRUZ AZ
Recording DateJun 05, 2020
Property Address128 E RUBY RD, RIO RICO, AZ 85648-0100
Document Number0000003210
Instrument DateJun 01, 2020
Instrument3210
Record UpdatedAug 04, 2020
Title CompanySTEWART TITLE, STEWART TITLE & TR/PHOENIX

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address128 E RUBY RD RIO RICO AZ 85648, RIO RICO, AZ 85648

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ AZ
Recording DateSep 26, 2019
Property Address128 E RUBY RD, RIO RICO, AZ 85648-0100
Document Number0000006215
Instrument DateSep 26, 2019
Instrument6215
Transaction TypeTransfer
Record UpdatedOct 09, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address193 ALPARA LN RIO RICO AZ 856483267, RIO RICO, AZ 85648-3267

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateArizona
CountySanta Cruz County
Unified School DistrictSanta Cruz Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$487,439 (+41.5%) Land $7,000 Building $480,439
2025$3,937.00 (+16.14%)
2023$34,448 (+3.38%) Land $800 Building $33,648$344,481 (+3.38%) Land $8,000 Building $336,481
2022$3,390.00$33,322 Land $740 Building $32,582$333,222 Land $7,400 Building $325,822

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (04023C), updated June 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 88% of the US · above 81% of Arizona
Wildfire LikelihoodAbout 1 in 116 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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