128 E Rowan St, Raleigh, NC 27609 Property Records

Wake County property record for 128 E Rowan St, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,546 sqft · built 2022
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Aug 2019)
Tax Bill	$11,490 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1706.19-71-1572 0074938`

Property Details

APN / Parcel Number

Primary APN	`1706.19-71-1572 0074938`
Alternative APNs	`007493801` `0074938`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,546 sqft Heated Area
Gross Area	1,621 sqft
1st Floor Area	1,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	14,810 sqft (0.339 acres)
Porch	Porch
Porch Area	63 sqft
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0074938
Old Parcel Number	007493801
Street Address	128 E ROWAN ST
City	RALEIGH
State	NC
Zip	27609-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO10 LAKEMONT SE1 BM1960-00366
Legal Township	01
Legal Subdivision	LAKEMONT SEC 01
Legal Lot Number	10
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	3
Census Block	3001
Census Tract	52602

Owner

Source: Wake County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 E ROWAN ST, RALEIGH, NC 27609-5728
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Aug 8, 2014 · Amount on Record
Deed Document Number	0017549712
Deed Book / Page	17549 / 712
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	128 E ROWAN ST, RALEIGH, NC 27609-5728
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E ROWAN ST, RALEIGH, NC 27609-5728

Mortgage

Document Number	19511/2288
Date	Jan 2, 2024
Book Page	19511/2288

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	RALEIGH, NC 27615

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Dec 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	128 E ROWAN ST, RALEIGH, NC 27609-5728
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018831/722
Date	Dec 7, 2021
Book Page	18831/722

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 22, 2019
Property Address	128 E ROWAN ST, RALEIGH, NC 27609-5728
Document Number	175490712
Book / Page	017549 / 000712
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4508 SANDBRIDGE CT RALEIGH NC 276124160, RALEIGH, NC 27612-4160

Mortgage

Document Number	175490714
Date	Aug 22, 2019
Book Page	017549/000714

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,490.00	$1,052,332 Land $240,000 Building $812,332	$1,052,332 Land $240,000 Building $812,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1978–1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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