128 E Ridge Ter, Ruston, LA 71270 Property Records

Lincoln Parish property record for 128 E Ridge Ter, Ruston, LA 71270 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1976
Square Footage	3,338 sqft Living Area
Lot Size	196,020 sqft (4.5 acres)
Occupancy	Owner Occupied
Last Sale	$550,000 (2025)
Tax Bill	$3,388.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05182233006`
Alternative APN	`8237`

Interior

Full Baths	3 Baths
Building Area	3,338 sqft Living Area
Gross Area	4,146 sqft Gross Area

Exterior

Year Built	Built 1976
Lot Area	196,020 sqft (4.5 acres)
Porch	Porch
Porch Area	808 sqft Porch

Location & Zoning

Street Address	128 E RIDGE TER
City	RUSTON
State	LA
Zip	71270-3064
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 6 AND 21 E RIDGE TERRACE SUBD LOC IN NW OF SE SEC 5-18-2 AND BEGIN AT THE NEC OF LOT 5 OF EAST RIDGE TERRACE SUBD AND
Legal Subdivision	EAST RIDGE TERRACE
Legal Lot Number	6
Jurisdiction	LINCOLN LA
Minor Civil Division	8
Census Blockgroup	1
Census Block	1004
Census Tract	960600

Owner

Source: Lincoln Parish records · APN 05182233006

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	128 E RIDGE TER, RUSTON, LA 71270-3064
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Cash Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Apr 20, 2021	Deed of Trust, Mortgage · Stand Alone Refinance BANCORPSOUTH BANK
Mar 17, 2021	Deed of Trust, Mortgage · Stand Alone Refinance ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Deed Doc Number	223811
Record Refreshed	Jun 08, 2026

October 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LINCOLN LA
Recording Date	Oct 20, 2025
Property Address	128 E RIDGE TER, RUSTON, LA 71270-3064
Document Number	0000223811
Instrument Date	Oct 20, 2025
Instrument	223811
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E RIDGE TER, RUSTON, LA 71270-3064

Mortgage

Document Number	0000223812
Date	Oct 20, 2025
Instrument	223812

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	128 E RIDGE TER, RUSTON, LA 71270-3064
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	196642
Date	Apr 20, 2021
Instrument	196642

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	128 E RIDGE TER, RUSTON, LA 71270-3064
Transaction Type	Mortgage
Record Updated	Apr 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	195882
Date	Mar 17, 2021
Instrument	195882

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Lincoln Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,388.00 Homeowner's exemption	$41,545 (-) Land $3,045 Building $38,500	$415,454 (-) Land $30,450 Building $385,004
2024	$3,388.00 (-12.79%) Homeowner's exemption	$41,545 (-10.15%) Land $3,045 Building $38,500	$415,454 (-10.15%) Land $30,450 Building $385,004
2023	$3,885.00 Homeowner's exemption	$46,239 Land $9,250 Building $36,989	$462,386 Land $92,500 Building $369,886

128 E Ridge Ter, Ruston, LA 71270 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Cash Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on E Ridge Ter

Nearby Streets

Search Property Records by Address or Parcel Number