128 E Parker St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 128 E Parker St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 936 sqft · built 1954
Lot Size	0.145 acres (6,328 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (May 2021)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-13-352-034`

Property Details

APN / Parcel Number

Primary APN	`8913-13-352-034`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	525 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,328 sqft (0.145 acres)
Lot Dimensions	113 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	188 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	128 E PARKER ST
City	WATERLOO
State	IA
Zip	50703-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANSONS FOURTH ADDITION LOT 16 BLK 4 AND THAT PORTION OF VAC 16 FT E-W ALLEY LYING N OF AND ADJ TO LOT 5 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	MANSONS FOURTH ADDITION
Legal Block	4
Legal Lot Number	5,16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2026
Census Tract	1701

Owner

Source: Black Hawk County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 E PARKER ST, WATERLOO, IA 50703-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK
Jun 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage DENVER SAVINGS BANK
May 10, 2021	Warranty Deed, Transfer · Line of Credit DENVER SAVINGS BANK
Sep 18, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Deed Document Number	202123574
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	0000023237
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	128 E PARKER ST, WATERLOO, IA 50703-2524
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601571
Date	Feb 6, 2026
Instrument	2026-01571

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	121 S STATE ST, DENVER, IA 50622

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	128 E PARKER ST, WATERLOO, IA 50703-2524
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300017560
Date	Jun 28, 2023
Instrument	202300017560

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 10, 2021
Property Address	128 E PARKER ST, WATERLOO, IA 50703-2524
Document Number	202100023574
Instrument Date	May 5, 2021
Instrument	202100023574
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E PARKER ST, WATERLOO, IA 50703-2524

Mortgage

Document Number	202100023575
Date	May 10, 2021
Instrument	202100023575

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2051

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 18, 2019
Property Address	128 E PARKER ST, WATERLOO, IA 50703-2524
Document Number	202000005066
Instrument Date	Sep 10, 2019
Instrument	202000005066
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E PARKER ST, WATERLOO, IA 50703-2524

Mortgage

Document Number	202000005067
Date	Sep 18, 2019
Instrument	202000005067

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (+12.56%) Homeowner's exemption	$96,050 (+18.01%) Land $6,510 Building $89,540	$96,050 (+18.01%) Land $6,510 Building $89,540
2024	$1,544.00 (+38.6%)
2023		$81,390 (+36.65%) Land $6,510 Building $74,880	$81,390 (+36.65%) Land $6,510 Building $74,880
2022	$1,114.00 Homeowner's exemption	$59,560 Land $6,510 Building $53,050
2021			$59,560 Land $6,510 Building $53,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Nextlink, T-Mobile.

Nearby Properties on E Parker St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures