128 E North St, Geneseo, IL 61254 Property Records

Henry County property record for 128 E North St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 949 sqft · built 1907
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jun 2023)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-177-011`

Property Details

APN / Parcel Number

Primary APN	`08-21-177-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	949 sqft Living Area
1st Floor Area	949 sqft
Basement Area	387 sqft
Unfinished Basement	949 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	70 ft deep x 66 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	128 E NORTH ST
City	GENESEO
State	IL
Zip	61254-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N70 OF E66 LT 1 BLK 2 ORIGINAL TOWN CITY OF GENESEO
Legal Subdivision	ORIGINAL TOWN
Legal Block	2
Legal Lot Number	1
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3020
Census Tract	30302

Owner

128 E North St is owned and occupied by an individual who bought it in June 2023.

Source: Henry County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	128 E NORTH ST, GENESEO, IL 61254-1433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 3, 2022	Intrafamily Transfer, Transfer · ARM MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	20232397
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000001304
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jun 1, 2023
Property Address	128 E NORTH ST, GENESEO, IL 61254-1433
Document Number	0000002397
Instrument Date	May 25, 2023
Instrument	20-2302397
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E NORTH ST, GENESEO, IL 61254-1433

Mortgage

Document Number	0000002398
Date	Jun 1, 2023
Instrument	20-2302398

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Mortgage

Document Number	0000002399
Date	Jun 1, 2023
Instrument	20-2302399

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	Mar 3, 2022
Property Address	128 E NORTH ST, GENESEO, IL 61254-1433
Document Number	0000001304
Instrument Date	Feb 23, 2022
Instrument	20-2201304
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 E NORTH ST, GENESEO, IL 61254-1433

Mortgage

Document Number	0000001305
Date	Mar 3, 2022
Instrument	20-2201305

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Mar 14, 2042

Interest

Rate Type	Adjustable Rate
Rate	8.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	8.13%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 128 E North St was $1,876 with a homeowner's exemption, up 6.1% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,876.00 (+6.11%) Homeowner's exemption	$29,554 (+6.5%) Land $4,348 Building $25,206	$88,662 (+6.5%) Land $13,044 Building $75,618
2024	$1,768.00	$27,751 Land $4,083 Building $23,668	$83,253 Land $12,249 Building $71,004
2022		$23,489 Land $3,456 Building $20,033	$70,467 Land $10,368 Building $60,099
2021	$1,379.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 128 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 128 E North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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