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128 E Middle St, Chelsea, MI 48118 Property Records

Washtenaw County property record for 128 E Middle St, Chelsea, MI 48118

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,061 sqft · built 1930
Lot Size0.373 acres (16,248 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (May 2008)
Tax Bill$3,713 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-06-12-183-005

Property Details

APN / Parcel Number

Primary APN06-06-12-183-005
Alternative APN
  • FC0612183005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,061 sqft Living Area
1st Floor Area1,405 sqft
Basement Area1,405 sqft
Unfinished Basement1,405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialCombination
Lot Area16,248 sqft (0.373 acres)
Lot Dimensions246 ft deep x 66 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address128 E MIDDLE ST
CityCHELSEA
StateMI
Zip48118-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3 TW
Legal DescriptionOLD SID - FC 06-540-043-00 CV 2-36 LOTS 18, 19, 38, & 39 BLK 3 ORIGINAL PLAT.
Legal Range03E
Legal Township02S
Legal Section12
Legal SubdivisionORIGINAL PLAT VILLAGE OF CHELSEA
Legal Block3
Legal Lot Number18
JurisdictionWASHTENAW MI
Township / Civil DivisionCHELSEA
Census Block Group2
Census Block2014
Census Tract446400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chelsea Commercial Historic District
listed 2011 · 56 contributing resources · NRIS 11000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

128 E Middle St is owned and occupied by two individuals who bought it in May 2008.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address128 E MIDDLE ST, CHELSEA, MI 48118-1033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 5, 2018Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2008 · Amount on File
Deed SaleMay 1, 2008 · Amount on File
Deed Document Number20085846490
Deed Book / Page4679 / 876
Prior Transfer DateApr 25, 2008
Prior Transfer Doc0005846491
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address128 E MIDDLE ST, CHELSEA, MI 48118-1033
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006579157
DateMar 17, 2021
Book Page5412/326
Instrument6579157
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address128 E MIDDLE ST, CHELSEA, MI 48118-1033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006418882
DateApr 5, 2018
Book Page5252/161
Instrument6418882
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 128 E Middle St was $3,713 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityChelsea City
CountyWashtenaw County
Unified School DistrictChelsea School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,800$477,600
2025$3,713.00
2023$174,400$348,800
2019$5,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 E Middle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 E Middle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELSEA
serves 5,474 people · EPA ID MI0001370
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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