128 E Main St, Cherokee, IA 51012 Property Records

Cherokee County property record for 128 E Main St, Cherokee, IA 51012

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,348 sqft · built 1950
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on Record
Tax Bill	$1,136 (2026)
Deeds & Mortgages	Oct 2021 Foreclosure May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0727463022`

Property Details

APN / Parcel Number

Primary APN	`0727463022`

Interior

Stories	1 Story
Building Area	2,348 sqft Gross Area
1st Floor Area	2,400 sqft
Basement Area	2,348 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	100 ft deep x 24 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	128 E MAIN ST
City	CHEROKEE
State	IA
Zip	51012-1850
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 16 BLK 7 NEW CHEROKEE ADD 6211
Legal Subdivision	NEW CHEROKEE ADD
Legal Block	7
Legal Lot Number	16
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1010
Census Tract	80101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	192 CASINO RD, STORM LAKE, IA 50588-7774
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Legal Action/Court Order, Foreclosure
May 15, 2017	Deed, Transfer
May 8, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 7, 2017
Transfer Doc	02017/0828
Record Updated	Oct 29, 2026

October 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CHEROKEE IA
Recording Date	Oct 14, 2021
Property Address	128 E MAIN ST, CHEROKEE, IA 51012-1850
Document Number	02021/2369
Book / Page	2021 / 2369
Instrument Date	Oct 14, 2021
Instrument	2021 2369
Transaction Type	Foreclosure
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	192 CASINO RD, STORM LAKE, IA 50588-7774

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE IA
Recording Date	May 15, 2017
Property Address	128 E MAIN ST, CHEROKEE, IA 51012-1850
Document Number	02017/0828
Book / Page	2017 / 0828
Instrument Date	May 7, 2017
Instrument	2017 0828
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE IA
Recording Date	May 8, 2017
Property Address	128 E MAIN ST, CHEROKEE, IA 51012-1850
Document Number	02017/0786
Book / Page	2017 / 0786
Instrument Date	May 7, 2017
Instrument	2017 0786
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,136.00 (-2.41%)	$76,620 (-) Land $7,140 Building $69,480	$76,620 (-) Land $7,140 Building $69,480
2025	$1,164.00	$76,620 (+9.24%) Land $7,140 Building $69,480	$76,620 (+9.24%) Land $7,140 Building $69,480
2024	$1,164.00 (+10.44%)
2023		$70,140 Land $7,140 Building $63,000	$70,140 Land $7,140 Building $63,000
2022	$1,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2013–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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