Rowan County property record for 128 E Horah St, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,427 sqft · built 1997 |
| Lot Size | 0.133 acres (5,793 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $122,000 (Aug 2021) |
| Tax Bill | $1,933 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0106593 |
| Primary APN | 0106593 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,427 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,793 sqft (0.133 acres) |
| Lot Dimensions | 9.8 ft deep x 5.9 ft wide |
| Porch | Porch |
| Porch Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 128 E HORAH ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-4910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 52000 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 E HORAH ST, SALISBURY, NC 28144-4910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Aug 2, 2021 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Prior Sale | Nov 10, 2015 · Amount on Record |
| Deed Book / Page | 1380 / 761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 6, 2026 |
| Property Address | 128 E HORAH ST, SALISBURY, NC 28144-4910 |
| Document Number | 1486000556 |
| Book / Page | 1486 / 556 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 128 E HORAH ST, SALISBURY, NC 28144-4910 |
| Document Number | 1486000556, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 1486/556 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 2, 2021 |
| Property Address | 128 E HORAH ST, SALISBURY, NC 28144-4910 |
| Document Number | 0013800761 |
| Book / Page | 1380 / 761 |
| Instrument Date | Jul 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 N CHURCH ST, 312, SALISBURY, NC 28144-4386 |
| Name | Verified Name |
|---|---|
| Address | 128 E HORAH ST, SALISBURY, NC 28144-4910 |
| Document Number | 1380762 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 1380/762 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,933.00 | $262,696 (-) Land $53,218 Building $209,478 | $262,696 (-) Land $53,218 Building $209,478 |
| 2025 | $1,933.00 | $262,696 (-) Land $53,218 Building $209,478 | |
| 2023 | $1,933.00 | $262,696 Land $53,218 Building $209,478 | $262,696 Land $53,218 Building $209,478 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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