128 E el Morado Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 128 E el Morado Ct, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,244 sqft · built 1912
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,000 (Mar 2019)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-242-03-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-242-03-0000`
Alternative APN	`1047-571-41`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	1,348 sqft
2nd Floor Area	896 sqft
Basement Area	270 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1920
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	138 ft deep x 60 ft wide
View / Lot	Average
Garage Type	Detached
Garage Area	306 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	414 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 E EL MORADO CT
City	ONTARIO
State	CA
Zip	91764-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL MORADA TRACT LOT 1 BLK 3
Legal Subdivision	EL MARODA
Legal Tract	L
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	1400

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 E EL MORADO CT, ONTARIO, CA 91764-3212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST FIN
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	201972904
Prior Transfer Date	Apr 5, 2016
Prior Transfer Doc	0000138564
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	128 E EL MORADO CT, ONTARIO, CA 91764-3212
Document Number	0000137069
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 E EL MORADO CT ONTARIO CA 917643212, ONTARIO, CA 91764-3212

Mortgage

Document Number	0000137069
Date	Apr 21, 2020
Instrument	137069

Lender

Name	ST FIN
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 8, 2019
Property Address	128 E EL MORADO CT, ONTARIO, CA 91764-3212
Document Number	0000072904
Map Reference	MB 18 PG 71
Instrument Date	Feb 4, 2019
Instrument	2019-0072904
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 E EL MORADO CT, ONTARIO, CA 91764-3212

Mortgage

Document Number	0000072905
Date	Mar 8, 2019
Instrument	2019-0072905

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$272,600 (+3.93%) Land $95,400 Building $177,200
2025	$2,894.00 (+3.1%)	$262,300 (+1.9%) Land $91,800 Building $170,500
2023	$2,807.00 (-20.66%)	$257,400 Land $90,100 Building $167,300
2022	$3,538.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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