128 E Cove Dr, Macon, NC 27551 Property Records

Warren County property record for 128 E Cove Dr, Macon, NC 27551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,950 sqft · built 1995
Owner	Individual Name on Record
Last Sale	$549,000 (Oct 2020)
Tax Bill	$5,255 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J3A 65`

Property Details

APN / Parcel Number

Primary APN	`J3A 65`
Alternative APN	`50518`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,950 sqft Heated Area
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Terrain	Rolling
View / Lot	Water

Exterior Amenities

Shed	1 Shed
Shed Area	312 sqft
Boat Access	Boat Access
Boat House	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	50518
Street Address	128 E COVE DR
City	MACON
State	NC
Zip	27551-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& HSE MARINER COVE LT 22
Legal Lot Number	22
Jurisdiction	WARREN NC
Township / Civil Division	SIXPOUND
Census Block Group	1
Census Block	1004
Census Tract	950101

Owner

Source: Warren County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 295, CUMBERLAND, VA 23040-0295
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	0001066362
Deed Book / Page	1066 / 362
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NC
Recording Date	Oct 16, 2020
Property Address	128 E COVE DR, MACON, NC 27551-9009
Document Number	001066/362
Book / Page	1066 / 362
Instrument Date	Oct 9, 2020
Instrument	2747
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 295, CUMBERLAND, VA 23040-0295

Mortgage

Document Number	0000002748
Date	Oct 16, 2020
Instrument	2748

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Warren County
Unified School District	Warren County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,255.00 (+27.36%)	$840,929 (+80.82%) Land $540,000 Building $300,929	$840,929 (+80.82%) Land $540,000 Building $300,929
2023	$4,126.00	$465,052 Land $270,000 Building $195,052	$465,052 Land $270,000 Building $195,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER SYSTEM serves 13,230 people · EPA ID NC0293015
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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