128 E 9th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 128 E 9th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1900
Lot Size	0.117 acres (5,104 sqft)
Owner	Individual Name on Record
Last Sale	$94,500 (Apr 2021)
Tax Bill	$1,335 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-477-019.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-477-019.000-023`
Alternative APN	`01611465849`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Attic	Attic
Attic Area	840 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,104 sqft (0.117 acres)
Lot Dimensions	116 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611465849
Street Address	128 E 9TH ST
City	MISHAWAKA
State	IN
Zip	46544-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 GAYLORS 1ST
Legal Subdivision	GAYLORS
Legal Lot Number	13
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2010
Census Tract	10201

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 E 9TH ST, MISHAWAKA, IN 46544-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	0002113852
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	128 E 9TH ST, MISHAWAKA, IN 46544-2123
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002229303
Date	Oct 10, 2022
Instrument	2229303

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Nov 5, 2039

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 28, 2021
Property Address	128 E 9TH ST, MISHAWAKA, IN 46544-2123
Document Number	0002113852
Map Reference	PB 7 PG 67
Instrument Date	Apr 22, 2021
Instrument	2113852
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E 9TH ST, MISHAWAKA, IN 46544-2123

Mortgage

Document Number	0002113853
Date	Apr 28, 2021
Instrument	2113853

Lender

Name	FIRST SOURCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,900 (+31.94%) Land $16,600 Building $119,300	$135,900 (+31.94%) Land $16,600 Building $119,300
2024	$1,335.00 (+16.7%)
2023	$1,144.00 (-1.38%)	$103,000 (-) Land $16,600 Building $86,400	$103,000 (-) Land $16,600 Building $86,400
2022	$1,160.00	$103,000 Land $16,600 Building $86,400	$103,000 Land $16,600 Building $86,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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