128 Driftwood Ct, Joppa, MD 21085 Property Records

Harford County property record for 128 Driftwood Ct, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,320 sqft · built 1969
Lot Size	0.062 acres (2,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2021)
Tax Bill	$2,957 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-139851`

Property Details

APN / Parcel Number

Primary APN	`01-139851`
Alternative APNs	`1139851` `139851`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area
Utility Area	70 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,680 sqft (0.062 acres)
Lot Dimensions	134 ft deep x 20 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	130 sqft
Deck Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	139851
Street Address	128 DRIFTWOOD CT
City	JOPPA
State	MD
Zip	21085-4516
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 4 BLK 25 20X134 128 DRIFTWOOD CT RUMSEY ISLAND P 21/36
Legal Subdivision	JOPPATOWNE
Legal Block	25
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4007
Census Tract	301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 DRIFTWOOD CT, JOPPA, MD 21085-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Nov 30, 2021	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Sep 29, 1992 · Amount on Record
Deed Book / Page	15217 / 319
Transfer Doc	0039300250
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	128 DRIFTWOOD CT, JOPPA, MD 21085-4516
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142880164
Date	Nov 25, 2020
Book Page	14288/164

Lender

Name	NFM INC
Type	Non-Lending Institution
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2045

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 30, 2021
Property Address	128 DRIFTWOOD CT, JOPPA, MD 21085-4516
Document Number	0152170319
Book / Page	15217 / 319
Map Reference	MB 21 FO 36
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 DRIFTWOOD CT, JOPPA, MD 21085-4516

Mortgage

Document Number	0015217324
Date	Nov 30, 2021
Instrument	15217/324

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	128 DRIFTWOOD CT, JOPPA, MD 21085-4516
Document Number	0123100319
Book / Page	012310 / 000319
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	MID ATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 DRIFTWOOD CT JOPPA MD 210854516, JOPPA, MD 21085-4516

Mortgage

Document Number	0123100319
Date	Apr 20, 2017
Book Page	012310/000319

Lender

Name	HOWARD BK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,957.00 (+10.25%)	$271,367 (+4.88%)	$284,000 (-) Land $123,000 Building $161,000
2025	$2,682.00 (+7.41%)	$258,733 (+8.88%)	$284,000 (+15.4%) Land $123,000 Building $161,000
2023		$237,633	$246,100 Land $123,000 Building $123,100
2022	$2,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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