128 Dowdy Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 128 Dowdy Dr, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,564 sqft · built 1967
Lot Size0.598 acres (26,055 sqft)
OwnerCompany Name on Record
Last Sale$96,500 (Mar 2023)
Tax Bill$453 (2025)
Deeds & MortgagesApr 2023 Mortgage
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN16-08-33-0-001-065-000

Property Details

APN / Parcel Number

Primary APN16-08-33-0-001-065-000
Alternative APNs
  • 046692
  • 110101
  • 32317
  • 46692
  • 89262

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,564 sqft Living Area
1st Floor Area1,564 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Exterior MaterialBrick
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area26,055 sqft
Lot Dimensions193 ft deep x 135 ft wide
Utility Building720 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number110101
Street Address128 DOWDY DR
CityFLORENCE
StateAL
Zip35634-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description135 X 193.5 IRR MORNINGSIDE HGTS RESUR SD LOT 23 AND S/2 OF VACATED ST SEC 33 T2S R10W PB 3 PG 176
Legal Range10W
Legal Township02S
Legal Section33
Legal SubdivisionMORNINGSIDE HEIGHTS RESURVEY
Legal Lot Number23
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2043
Census Tract11503

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address128 DOWDY DR, FLORENCE, AL 35634-2923
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
ALABAMA CENTRAL CU
Mar 20, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2023 · Amount on Record
Deed SaleMar 20, 2023 · Amount on Record
Deed Document Number0202310532
Deed Book / Page2023 / 10532
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address128 DOWDY DR, FLORENCE, AL 35634-2923
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2023/13747
DateApr 11, 2023
Book Page2023/13747
Lender
NameALABAMA CENTRAL CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueApr 6, 2038

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateMar 20, 2023
Property Address128 DOWDY DR, FLORENCE, AL 35634-2923
Document Number2023/10532
Book / Page2023 / 10532
Map ReferenceMB 3 PG 176
Instrument DateMar 20, 2023
Transaction TypeTransfer
Record UpdatedApr 12, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3401 COBBLESTONE MILLS RD, SPRING HILL, TN 37174-5138

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 N COURT ST, FLORENCE, AL 35630-6427
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$453.00 (-60.44%) Homeowner's exemption Senior Citizen's exemption$17,000 (-48.08%)$169,700 (+3.67%) Land $11,900 Building $157,800
2024$1,145.00 Homeowner's exemption Senior Citizen's exemption$32,740 (+2,988.68%)$163,700 (+6.22%) Land $11,600 Building $152,100
2023Homeowner's exemption Senior Citizen's exemption$1,060 Land $1,060$154,120 Land $10,600 Building $143,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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