Sacramento County property record for 128 Dowd Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,190 sqft · built 2015 |
| Lot Size | 0.194 acres (8,439 sqft) |
| Owner | Individual Name on File |
| Last Sale | $855,000 (May 2026) |
| Tax Bill | $6,651 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-0650-008-0000 |
| Primary APN | 227-0650-008-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 1,095 sqft |
| 2nd Floor Area | 1,095 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,439 sqft (0.194 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 128 DOWD CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-7140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M (PD) |
| Legal Description | SANTA JUANITA SUBDIVISION, LOT 8 |
| Legal Subdivision | SANTA JUANITA SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 8210 |
Source: Sacramento County records · APN 227-0650-008-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 ANITA LN, MILLBRAE, CA 94030-1604 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Line of Credit SKYONE FCU |
| May 21, 2026 | Grant Deed, Transfer · Conventional Mortgage AABLE MORTGAGE LENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Apr 08, 2015 · Amount on Record |
| Deed Book / Page | 20260521 / 1113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 128 DOWD CT, FOLSOM, CA 95630-7140 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 128 DOWD CT, FOLSOM, CA 95630-7140 |
| Document Number | 0000000640 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022072700640 |
| Name | SKYONE FCU |
|---|---|
| Type | Credit Union |
| Address | HAWTHORNE, CA 90250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jul 21, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 21, 2026 |
| Property Address | 128 DOWD CT, FOLSOM, CA 95630-7140 |
| Document Number | 2026001113 |
| Book / Page | 20260521 / 1113 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,990.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 511 ANITA LN, MILLBRAE, CA 94030-1604 |
| Document Number | 2026001114, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 20260521/1114 |
| Name | AABLE MORTGAGE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $582,285 (+2%) Land $122,584 Building $459,701 | |
| 2025 | $6,651.00 (+2.1%) | $570,869 (+4.04%) Land $120,181 Building $450,688 |
| 2024 | $6,514.00 (+2.36%) | |
| 2023 | $6,364.00 (+1.42%) | $548,703 Land $115,515 Building $433,188 |
| 2022 | $6,275.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1995–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cal.net, Radiate Holdings, Succeed.Net, Zeta Broadband.
Based on FCC filings for 310 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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