Chambers County property record for 128 Denna Dr, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1991 |
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $318 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-04-19-3-006-001.000 |
| Primary APN | 12-18-04-19-3-006-001.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,600 sqft (0.358 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Type | Mixed |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 35794 |
|---|---|
| Street Address | 128 DENNA DR |
| City | VALLEY |
| State | AL |
| Zip | 36854-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLOCK AFAIRVIEW SUB. 2ND ADDN.M.B. 4 PG. 168IN SE1/4 OF SW1/4 &IN SW1/4 OF SE1/4.S19 T21N R29ECITY OF VALLEY |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 19 |
| Legal Subdivision | FAIRVIEW SUB |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 954700 |
Source: Chambers County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 DENNA DR, VALLEY, AL 36854-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Dec 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 128 DENNA DR, VALLEY, AL 36854-4304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/4240 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 2023/4240 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 128 DENNA DR, VALLEY, AL 36854-4304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20173737 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 2017-3737 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 128 DENNA DR, VALLEY, AL 36854-4304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/5191 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 2019/5191 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2040 |
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318.00 (+7.8%) Homeowner's exemption | ||
| 2025 | $295.00 (+8.86%) | $22,220 (+175.68%) Land $900 Building $21,320 | $111,100 (+37.91%) Land $4,500 Building $106,600 |
| 2024 | $271.00 Additional exemption filed | $8,060 (-) Land $500 Building $7,560 | $80,560 (-) Land $4,960 Building $75,600 |
| 2023 | $271.00 (-10.86%) Additional exemption filed | $8,060 (-8.62%) Land $500 Building $7,560 | $80,560 (-8.58%) Land $4,960 Building $75,600 |
| 2022 | $304.00 Additional exemption filed | $8,820 Land $500 Building $8,320 | $88,120 Land $4,960 Building $83,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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