128 Deer Ridge Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bridgewater Township property record for 128 Deer Ridge Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	4,557 sqft · built 1970
Lot Size	3.21 acres (139,828 sqft)
Owner	2 Individual Names on Record
Tax Bill	$21,677 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-11004-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`02-11004-0000-00002`
Alternative APN	`0200189000000038`

Interior

Stories	2 Stories
Building Area	4,557 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Construction Type	Frame
Lot Area	139,828 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200189000000038
Street Address	128 DEER RIDGE RD
City	BASKING RIDGE
State	NJ
Zip	07920-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	DEER RDG DEV SEC 03
Legal Block	11004
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	3
Census Block	3001
Census Tract	50901

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 DEER RIDGE RD, BASKING RIDGE, NJ 07920-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	128 DEER RIDGE RD, BASKING RIDGE, NJ 07920-3403
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026128
Date	Oct 5, 2023
Book Page	7527/3812
Instrument	2023026128

Lender

Name	SOMERSET SAVINGS BANK SLA
Type	Bank
Address	BOUND BROOK, NJ 08805

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 21, 2033

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,343,300 (+4.6%) Land $429,400 Building $913,900	$1,343,300 (+4.6%) Land $429,400 Building $913,900
2025	$21,677.00 (+4.46%)	$1,284,200 (+14.15%) Land $411,400 Building $872,800	$1,284,200 (+14.15%) Land $411,400 Building $872,800
2024	$20,752.00 (+8.76%)
2023		$1,125,000 Land $375,400 Building $749,600	$1,125,000 Land $375,400 Building $749,600
2022	$19,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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