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128 Davis Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 128 Davis Rd, Shelby, NC 28152

Property Summary

Property TypeSingle Family Home
Details1,188 sqft · built 2003
Lot Size0.992 acres (43,212 sqft)
OwnerCompany Name on Record
Last Sale$48,000 (Oct 2018)
Tax Bill$818 (2026)
Deeds & MortgagesDec 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48378

Property Details

APN / Parcel Number

Primary APN48378
Alternative APN
  • 1275955

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,188 sqft Finished Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Lot Area43,212 sqft (0.992 acres)
PorchPatio
Deck Area16 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1275955
Street Address128 DAVIS RD
CitySHELBY
StateNC
Zip28152-8733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description#3DAVIS RIDG SDPH1PB19-11
Legal SubdivisionDAVIS RIDGE
Legal Block1
Legal Lot Number92
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3000
Census Tract951601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1735 GEORGE BROWN RD, CROUSE, NC 28033-8708
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK
Oct 15, 2018Warranty Deed, Transfer · Commercial Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2018 · Amount on Record
Deed SaleOct 15, 2018 · Amount on Record
Prior SaleMar 26, 2006
Deed Document Number2018200019115
Deed Book / Page1778 / 624
Transfer Doc0014812263
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address128 DAVIS RD, SHELBY, NC 28152-8733
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1735 GEORGE BROWN RD, CROUSE, NC 28033-8708

Mortgage

Document Number0018290495
DateDec 18, 2020
Book Page1829/495
Instrument200048406
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateOct 15, 2018
Property Address128 DAVIS RD, SHELBY, NC 28152-8733
Document Number0017780624
Book / Page1778 / 0624
Map ReferenceMB 19 PG 11
Instrument DateOct 15, 2018
Instrument200019115
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$96.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address517 STONY POINT RD, 517, KINGS MOUNTAIN, NC 28086-8565

Transferred To (Grantee/Buyer)

NameVerified Name
Address1735 GEORGETOWN RD, CROUSE, NC 28033

Mortgage

Document Number200019116
DateOct 15, 2018
Instrument200019116
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$818.00 (+10.24%)$116,883 (-) Land $24,046 Building $92,837$116,883 (-) Land $24,046 Building $92,837
2025$742.00$116,883 (+88.48%) Land $24,046 Building $92,837$116,883 (+88.48%) Land $24,046 Building $92,837
2023$62,012 Land $17,533 Building $44,479$62,012 Land $17,533 Building $44,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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