128 Cypress Ct, Durango, CO 81301 Property Records

La Plata County property record for 128 Cypress Ct, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,126 sqft · built 1998
Lot Size	0.067 acres (2,910 sqft)
Owner	Company Name on File
Last Sale	$885,000 (May 2023)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`5597-151-07-011`

Property Details

APN / Parcel Number

Primary APN	`5597-151-07-011`
Alternative APN	`R417514`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,126 sqft Living Area
Gross Area	2,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Lot Area	2,910 sqft (0.067 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R417514
Street Address	128 CYPRESS CT
City	DURANGO
State	CO
Zip	81301-3783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DALTON RH/CYPRESS CT BLOCK: 0 LOT: 11 DALTON RANCH & GOLF CLUB PHASE IV, COMPLEX E,CYPRESS COURT TOWNHOMES PROJ 95-1, ENCLAVE AT DALTON RCH, CORR PL 2 & BA, #785617, 5/00 128 CYPRESS CT DURANGO 81301
Legal Subdivision	DALTON RH/CYPRESS CT
Legal Phase	15
Legal Block	1
Legal Lot Number	11
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1010
Census Tract	970705

Owner

Source: La Plata County records · APN 5597-151-07-011

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	128 CYPRESS CT, DURANGO, CO 81301-3783
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 25, 2023	Special Warranty Deed, Transfer LAND TITLE GUARANTEE
Apr 27, 2021	Beneficiary Deed, Transfer
Apr 05, 2021	Personal Representative Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20231222172
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0001191263
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	128 CYPRESS CT, DURANGO, CO 81301-3783
Transaction Type	Mortgage
Record Updated	Aug 02, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TROON TRL, DURANGO, CO 81301-3754

Mortgage

Document Number	0001223854
Date	Jul 20, 2023
Instrument	1223854

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 25, 2023
Property Address	128 CYPRESS CT, DURANGO, CO 81301-3783
Document Number	0001222172
Map Reference	DOC 785617
Instrument Date	May 24, 2023
Instrument	1222172
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$88.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	128 CYPRESS CT, DURANGO, CO 81301-3783

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 27, 2021
Property Address	128 CYPRESS CT, DURANGO, CO 81301-3783
Document Number	0001191263
Map Reference	DOC 785617
Instrument Date	Apr 21, 2021
Instrument	1191263
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	128 CYPRESS CT, DURANGO, CO 81301-3783

April 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 05, 2021
Property Address	128 CYPRESS CT, DURANGO, CO 81301-3783
Document Number	0001189897
Map Reference	DOC 785617
Instrument Date	Apr 02, 2021
Instrument	1189897
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 CYPRESS CT, DURANGO, CO 81301-3783

Mortgage

Document Number	0001189898
Date	Apr 05, 2021
Instrument	1189898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,310 (+0.04%) Land $7,890 Building $46,420	$868,690 (-) Land $126,250 Building $742,440
2025	$3,048.00 (+83.73%)	$54,290 (+41.97%) Land $7,890 Building $46,400	$868,690 (+52.23%) Land $126,250 Building $742,440
2023	$1,659.00 (+4.47%)	$38,240 (+5.58%) Land $6,190 Building $32,050	$570,650 (+9.5%) Land $92,350 Building $478,300
2022	$1,588.00	$36,220 Land $7,040 Building $29,180	$521,130 Land $101,250 Building $419,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 56% of Colorado
Wildfire Likelihood	About 1 in 427 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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