128 Cunningham Dr, Hyndman, PA 15545 Property Records

Bedford County property record for 128 Cunningham Dr, Hyndman, PA 15545

Property Summary

Property Type	Single Family Home
Details	2,380 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Apr 2026)
Tax Bill	$2,274 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B.14-F.05-028`

Property Details

APN / Parcel Number

Primary APN	`B.14-F.05-028`
Alternative APN	`120-009334`

Interior

Stories	1 Story
Building Area	2,380 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Shed	1 Shed

Location & Zoning

Street Address	128 CUNNINGHAM DR
City	HYNDMAN
State	PA
Zip	15545-7362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HYNDMAN LAND ASSOCIATION
Jurisdiction	BEDFORD PA
Township / Civil Division	HYNDMAN
Census Block Group	3
Census Block	3041
Census Tract	961100

Owner

128 Cunningham Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 CUNNINGHAM DR, HYNDMAN, PA 15545-7362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Apr 28, 2006 · Amount on File
Deed Document Number	20261170
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Apr 1, 2026
Property Address	128 CUNNINGHAM DR, HYNDMAN, PA 15545-7362
Document Number	0000001170
Instrument Date	Mar 24, 2026
Instrument	20261170
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CUNNINGHAM DR, HYNDMAN, PA 15545-7362

Mortgage

Document Number	0000001171,
Date	Apr 1, 2026
Instrument	20261171

Lender

Name	DIRECT MORTGAGE LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 128 Cunningham Dr was $2,274, up 13.1% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Hyndman Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,274.00 (+13.08%)	$106,500 (-) Land $8,200 Building $98,300	$106,500 (-) Land $8,200 Building $98,300
2025	$2,011.00	$106,500 Land $8,200 Building $98,300	$106,500 Land $8,200 Building $98,300
2023	$1,812.00 Additional exemption filed	$106,500 Land $8,200 Building $98,300
2012			$106,500 Land $8,200 Building $98,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Cunningham Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	107 (1979–2021)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Jan 1996 · 61 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Cunningham Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HYNDMAN BORO WATER DEPT serves 910 people · EPA ID PA4050003
Water Source	Surface water
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	940 / 450
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20