128 Crescent Dr, Franklin, VA 23851 Property Records

Franklin City property record for 128 Crescent Dr, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,056 sqft · built 1993
Lot Size	0.745 acres (32,452 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,248 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2018 Mortgage + 1 more
APN	`072 103 42`

Property Details

APN / Parcel Number

Primary APN	`072 103 42`
Alternative APN	`275`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,056 sqft Living Area
Gross Area	4,061 sqft
1st Floor Area	2,584 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,452 sqft (0.745 acres)
Terrain	Wooded
Garage Area	506 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	389 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	275
Street Address	128 CRESCENT DR
City	FRANKLIN
State	VA
Zip	23851-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	LOT 42 HOLLIKNOLL SECTION 2 CRESCENT DR 072-(103)-42
Legal Subdivision	HOLIKNOL SD
Legal Lot Number	42
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	90100

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 CRESCENT DR, FRANKLIN, VA 23851-1228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK
May 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Recording Date	Jun 3, 2026
Property Address	128 CRESCENT DR, FRANKLIN, VA 23851-1228
Document Number	0000001529
Instrument Date	May 13, 2026
Instrument	20261529
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	128 CRESCENT DR, FRANKLIN, VA 23851-1228

Mortgage

Document Number	0000001529,
Date	Jun 3, 2026
Instrument	20261529

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	128 CRESCENT DR, FRANKLIN, VA 23851-1228
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001263
Date	May 22, 2018
Instrument	180001263

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	128 CRESCENT DR, FRANKLIN, VA 23851-1228
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001233
Date	May 17, 2018
Instrument	180001233

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,248.00 (-2.79%)	$412,400 (-2.8%) Land $58,000 Building $354,400	$412,400 (-2.8%) Land $58,000 Building $354,400
2025	$4,370.00 (+73.21%)	$424,300 (+34.36%) Land $58,000 Building $366,300	$424,300 (+34.36%) Land $58,000 Building $366,300
2023		$315,800 Land $43,800 Building $272,000	$315,800 Land $43,800 Building $272,000
2019	$2,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1992–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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