128 Cottage St, Trumbull, CT 06611 Property Records

Trumbull Town property record for 128 Cottage St, Trumbull, CT 06611

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,112 sqft · built 1956
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2015)
Tax Bill	$12,182 (2025)
Deeds & Mortgages	May 2021 Refinance Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`TRUM M:E-08 L:00108 U:000`

Property Details

APN / Parcel Number

Primary APN	`TRUM M:E-08 L:00108 U:000`
Alternative APNs	`M:E08 B:00108 L:000` `180100`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,112 sqft Living Area
Gross Area	5,880 sqft
1st Floor Area	1,606 sqft
Attic	Attic
Attic Area	1,606 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	180100
Street Address	128 COTTAGE ST
City	TRUMBULL
State	CT
Zip	06611-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	108
Jurisdiction	TRUMBULL CT
Township / Civil Division	TRUMBULL
Census Block Group	1
Census Block	1004
Census Tract	90300

Owner

128 Cottage St is owned and occupied by two individuals who bought it in December 2015.

Source: Trumbull Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 COTTAGE ST, TRUMBULL, CT 06611-2846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2015 · Amount on File
Deed Sale	Dec 3, 2015 · Amount on File
Deed Book / Page	1704 / 1
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL CT
Property Address	128 COTTAGE ST, TRUMBULL, CT 06611-2846
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1857-202
Date	May 28, 2021
Book Page	1857/202
Instrument	5211110015

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Jun 1, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL CT
Property Address	128 COTTAGE ST, TRUMBULL, CT 06611-2846
Document Number	1769-187
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 COTTAGE ST TRUMBULL CT 066112846, TRUMBULL, CT 06611-2846

Mortgage

Document Number	1769-187
Date	Jul 9, 2018
Book Page	001769/000187

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 128 Cottage St was $12,182.

Source: Trumbull Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Trumbull Town
Unified School District	Trumbull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,182.00	$331,520 Land $157,920 Building $173,600	$232,064 Land $110,544 Building $121,520
2024	$12,182.00
2022	$11,412.00	$330,120 Land $157,920 Building $172,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Cottage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage St

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