Cherokee County property record for 128 Cooper St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,500 (Jun 2021) |
| Tax Bill | $1,738 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004726-23-3 |
| Primary APN | 004726-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 988 sqft Living Area |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Slab |
| Street Address | 128 COOPER ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 128 COOPER ST CYNTHIA QUITCLAIM TO BOTH $15 |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 970601 |
Source: Cherokee County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 COOPER ST, GAFFNEY, SC 29340-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Oct 24, 2019 | Grant Deed, Transfer · Conventional with PMI ARK-LA-TEX FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Oct 24, 2019 · Amount on Record |
| Deed Document Number | 20213721 |
| Deed Book / Page | 135 / 2681 |
| Transfer Doc | 0000001101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 22, 2026 |
| Property Address | 128 COOPER ST, GAFFNEY, SC 29340-3721 |
| Document Number | 0000002822 |
| Book / Page | 198 / 2437 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20262822 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 128 COOPER ST, GAFFNEY, SC 29340-3721 |
| Document Number | 0000002822, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 198/2437 |
| Instrument | 20262822 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Oct 24, 2019 |
| Property Address | 128 COOPER ST, GAFFNEY, SC 29340-3721 |
| Document Number | 0001170069 |
| Book / Page | 000117 / 000069 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 5364 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 COOPER ST GAFFNEY SC 293403721, GAFFNEY, SC 29340-3721 |
| Document Number | 1170072 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 000117/000072 |
| Instrument | 5365 |
| Name | ARK-LA-TEX FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PLANO, TX 75024 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Number | 1170082, |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 000117/000082 |
| Instrument | 5366 |
| Name | ARK-LA-TEX FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,738.00 (+4.76%) | $4,190 (-) Land $600 Building $3,590 | $69,900 (-) Land $10,000 Building $59,900 |
| 2023 | $1,659.00 | $4,190 Land $600 Building $3,590 | $69,900 Land $10,000 Building $59,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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