128 Comal Oak, Bulverde, TX 78163 Property Records

Comal County property record for 128 Comal Oak, Bulverde, TX 78163

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,606 sqft · built 2004
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$677,205 (Sep 2026)
Tax Bill	$11,113 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0175-0095-00`

Property Details

APN / Parcel Number

Primary APN	`15-0175-0095-00`
Alternative APN	`18672`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,606 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	2,606 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Steel
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	438 sqft
Guest House	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	128 COMAL OAK
City	BULVERDE
State	TX
Zip	78163-3198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMAL TRACE 4, LOT 95
Legal Subdivision	COMAL TRACE 4
Legal Block	1
Legal Lot Number	95
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1010
Census Tract	310703

Owner

128 Comal Oak is owned and occupied by an individual who bought it in September 2026.

Source: Comal County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	128 COMAL OAK, BULVERDE, TX 78163-3198
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Sep 19, 2011
Deed Document Number	202629138
Prior Transfer Date	Aug 22, 2005
Prior Transfer Doc	0006032145
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COMAL TX
Recording Date	Sep 28, 2026
Property Address	128 COMAL OAK, BULVERDE, TX 78163-3198
Document Number	0000029138
Instrument Date	Sep 28, 2026
Instrument	202629138
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 COMAL OAK, BULVERDE, TX 78163-3198

Mortgage

Document Number	0000029139,
Date	Sep 28, 2026
Instrument	202629139

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 128 Comal Oak was $11,113, up 352.3% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,113.00 (+352.3%)	$716,010 (+1.35%) Land $84,330 Building $631,680	$716,010 (-10.06%) Land $84,330 Building $631,680
2025	$2,457.00 (-26.5%) Homeowner's exemption Senior Citizen's exemption	$706,472	$796,080 Land $84,330 Building $711,750
2024	$3,343.00
2023		$739,870 Land $84,330 Building $655,540	$739,870 Land $84,330 Building $655,540
2022	$3,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Comal Oak in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	11 (1994–2015)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Comal Oak is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GBRA LOMAS WATER CO COMAL TRACE serves 792 people · EPA ID TX0460208
Water Source	Purchased surface water from GBRA WESTERN CANYON WATER SUPPLY
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20