128 Clipper Dr, Middletown, DE 19709 Property Records

New Castle County property record for 128 Clipper Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1994
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,500 (Aug 2026)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-056.00-067`

Property Details

APN / Parcel Number

Primary APN	`11-056.00-067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft
Basement Area	787 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	235 ft deep x 323 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	128 CLIPPER DR
City	MIDDLETOWN
State	DE
Zip	19709-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC21
Legal Subdivision	NAUTICAL COVE
Legal Lot Number	58
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3004
Census Tract	16609

Owner

Source: New Castle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 3, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	202659723
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	0000068265
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 4, 2026
Property Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258
Document Number	0000059723
Instrument Date	Aug 3, 2026
Instrument	202659723
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	SETTLEMENT PROS, SETTLEMENT WORKS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258

Mortgage

Document Number	0000059727,
Date	Aug 4, 2026
Instrument	202659727

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258

Mortgage

Document Number	0000010548
Date	Feb 16, 2023
Instrument	20230216-0010548

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Feb 3, 2021
Property Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258
Document Number	0000014356
Map Reference	MF 11349
Instrument Date	Oct 30, 2020
Instrument	20210203-0014356
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258

Mortgage

Document Number	0000014360
Date	Feb 3, 2021
Instrument	20210203-0014360

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 14, 2020
Property Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258
Document Number	0000068265
Instrument Date	Jul 6, 2020
Instrument	68265
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1667 W MATISSE DR MIDDLETOWN DE 197099836, MIDDLETOWN, DE 19709-9836

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jul 13, 2017
Property Address	128 CLIPPER DR, MIDDLETOWN, DE 19709-9258
Document Number	0000035121
Instrument Date	Jul 5, 2017
Instrument	35121
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	128 CLIPPER DR MIDDLETOWN DE 197099258, MIDDLETOWN, DE 19709-9258

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,116.00 (+43.66%)	$510,000 (+560.62%) Land $140,500 Building $369,500
2024			$369,270
2023	$2,865.00	$77,200 Land $14,700 Building $62,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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