128 Cliff St, Haledon, NJ 07508 Property Records

Passaic County and Haledon Borough property record for 128 Cliff St, Haledon, NJ 07508

Property Summary

Property Type	Single Family Home
Details	2,166 sqft · built 1935
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2019)
Tax Bill	$16,561 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00127-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`03-00127-0000-00031`
Alternative APN	`030012700031`

Interior

Building Area	2,166 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	128 CLIFF ST
City	HALEDON
State	NJ
Zip	07508-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HALEDON ESTATES
Legal Block	127
Legal Lot Number	31
Jurisdiction	PASSAIC NJ
Township / Civil Division	HALEDON
Census Block Group	3
Census Block	3005
Census Tract	133701

Owner

128 Cliff St is owned and occupied by two individuals who bought it in February 2019.

Source: Passaic County and Haledon Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 CLIFF ST, HALEDON, NJ 07508-1208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Feb 6, 2019	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2019 · Amount on File
Deed Sale	Feb 6, 2019 · Amount on File
Prior Sale	Sep 5, 2000 · Amount on File
Deed Document Number	20195691
Deed Book / Page	3505 / 267
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	0000007662
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	128 CLIFF ST, HALEDON, NJ 07508-1208
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CLIFF ST, HALEDON, NJ 07508-1208

Mortgage

Document Number	0000038718
Date	Nov 14, 2025
Book Page	M19660/258
Instrument	2025038718

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	128 CLIFF ST, HALEDON, NJ 07508-1208
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CLIFF ST, HALEDON, NJ 07508-1208

Mortgage

Document Number	0000010616
Date	Mar 27, 2023
Book Page	M18428/293
Instrument	2023010616

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	128 CLIFF ST, HALEDON, NJ 07508-1208
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	ALL PRO TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032785
Date	Jun 24, 2022
Book Page	M18058/136
Instrument	2022032785

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 6, 2019
Property Address	128 CLIFF ST, HALEDON, NJ 07508-1208
Document Number	0000005691
Book / Page	D3505 / 0267
Map Reference	MAP 1068
Instrument Date	Jan 18, 2019
Instrument	2019005691
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ALL PRO TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 VAN AVE, 131, POMPTON LAKES, NJ 07442-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CLIFF ST, HALEDON, NJ 07508-1208

Mortgage

Document Number	0000005693
Date	Feb 6, 2019
Book Page	M15391/0116
Instrument	2019005693

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 128 Cliff St was $16,561, up 2.8% from the year before.

Source: Passaic County and Haledon Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Haledon Borough
Elementary School District	Haledon Borough School District (KG - 08)
Secondary School District	Passaic County Manchester Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,100 (-) Land $76,800 Building $228,300	$305,100 (-) Land $76,800 Building $228,300
2025	$16,561.00 (+2.81%)	$305,100 Land $76,800 Building $228,300	$305,100 Land $76,800 Building $228,300
2024	$16,109.00
2023		$305,100 Land $76,800 Building $228,300	$305,100 Land $76,800 Building $228,300
2022	$15,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1984–2021)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Cliff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER UTILITIES AUTHORITY serves 12,000 people · EPA ID NJ1603001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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