128 Clearbrook Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 128 Clearbrook Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 1973
Lot Size	0.292 acres (12,732 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Dec 2025)
Tax Bill	$2,020 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-234-23`

Property Details

APN / Parcel Number

Primary APN	`227-234-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,173 sqft Heated Area
1st Floor Area	1,173 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,732 sqft (0.292 acres)
Porch	Porch
Porch Area	20 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	128 CLEARBROOK RD
City	MATTHEWS
State	NC
Zip	28105-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	L151 M15-653
Legal Subdivision	PINE FOREST SEC 04
Legal Lot Number	151
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1016
Census Tract	5834

Owner

Source: Mecklenburg County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 CLEARBROOK RD, MATTHEWS, NC 28105-5708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2021	Quit Claim Deed, Transfer TRUIST BK
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	2025126958
Deed Book / Page	40063 / 945
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 10, 2025
Property Address	128 CLEARBROOK RD, MATTHEWS, NC 28105-5708
Document Number	0000126958
Book / Page	40063 / 945
Map Reference	MB 15 PG 653
Instrument Date	Dec 10, 2025
Instrument	2025126958
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2359 FERNRIDGE LN, MATTHEWS, NC 28105-5881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CLEARBROOK RD, MATTHEWS, NC 28105-5708

Mortgage

Document Number	0000126959
Date	Dec 10, 2025
Instrument	2025126959

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 25, 2021
Property Address	128 CLEARBROOK RD, MATTHEWS, NC 28105-5708
Document Number	0000014400
Book / Page	035589 / 000290
Instrument Date	Jan 11, 2021
Instrument	14400
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 CLEARBROOK RD MATTHEWS NC 281055708, MATTHEWS, NC 28105-5708

Mortgage

Document Number	14401
Date	Jan 25, 2021
Book Page	035589/000293
Instrument	14401

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 21, 2019
Property Address	128 CLEARBROOK RD, MATTHEWS, NC 28105-5708
Document Number	0000077235
Book / Page	33607 / 030
Map Reference	MB 15 653
Instrument Date	Jun 20, 2019
Instrument	2019077235
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3006 UXBRIDGE WOODS CT, 3006, CHARLOTTE, NC 28205-6287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CLEARBROOK RD, MATTHEWS, NC 28105-5708

Mortgage

Document Number	0000077236
Date	Jun 21, 2019
Instrument	2019077236

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,500 Land $95,000 Building $174,500
2024	$2,020.00
2023			$269,500 Land $95,000 Building $174,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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