128 Christopher Dr, Clayton, NC 27520 Property Records

Johnston County property record for 128 Christopher Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,974 sqft · built 1999
Lot Size	3.59 acres (156,380 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`05H01011K`

Property Details

APN / Parcel Number

Primary APN	`05H01011K`
Alternative APNs	`2000182266` `2000263033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,974 sqft Living Area
Gross Area	4,724 sqft
1st Floor Area	1,678 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	156,380 sqft (3.59 acres)
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	370 sqft
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000263033
Street Address	128 CHRISTOPHER DR
City	CLAYTON
State	NC
Zip	27520-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 38 OLE ML STRM P1 50/247
Legal Subdivision	OLD MILL STREAM SUBDIVISION
Legal Lot Number	38
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2000
Census Tract	41005

Owner

Source: Johnston County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	128 CHRISTOPHER DR, CLAYTON, NC 27520-5503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 26, 2023	Intrafamily Transfer, Transfer
Oct 16, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 26, 2023
Transfer Doc	0000030908
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	128 CHRISTOPHER DR, CLAYTON, NC 27520-5503
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CHRISTOPHER DR, CLAYTON, NC 27520-5503

Mortgage

Document Number	0000032542
Date	Oct 15, 2025
Book Page	DEED6979/544
Instrument	2025032542

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	315 E MAIN ST, CLAYTON, NC 27520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Sep 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Sep 26, 2023
Property Address	128 CHRISTOPHER DR, CLAYTON, NC 27520-5503
Document Number	0000030908
Book / Page	6551 / 830
Map Reference	MB 50 PG 247
Instrument Date	Sep 26, 2023
Instrument	2023030908
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 CHRISTOPHER DR, CLAYTON, NC 27520-5503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	128 CHRISTOPHER DR, CLAYTON, NC 27520-5503

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	128 CHRISTOPHER DR, CLAYTON, NC 27520-5503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000548047
Date	Oct 16, 2017
Book Page	5042/0818
Instrument	2017548047

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CLAYTON, NC 27520

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Oct 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,895.00 (+27.7%)	$613,490 (+68.95%) Land $140,010 Building $473,480	$613,490 (+68.95%) Land $140,010 Building $473,480
2023	$3,050.00	$363,130 Land $100,810 Building $262,320	$363,130 Land $100,810 Building $262,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLE MILL STREAM S/D private · serves 325 people · EPA ID NC0351188
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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