128 Chicco Ln, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 128 Chicco Ln, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jan 2019)
Tax Bill	$5,909 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`532-05-00-032`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,909 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	104 ft deep x 70 ft wide
Garage Type	Detached

Location & Zoning

Street Address	128 CHICCO LN
City	MOUNT PLEASANT
State	SC
Zip	29464-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -PT 5 LANDS OF PEARL CHICCO SITE NAME -NEXT TO 627
Legal Subdivision	PEARL CHICCO
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4018
Census Tract	4701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Pleasant Historic District listed 1973 · 9 contributing resources · NRIS 73001701

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

128 Chicco Ln is owned and occupied by two individuals who bought it in January 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 CHICCO LN, MOUNT PLEASANT, SC 29464-4710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 7, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Deed Book / Page	770 / 430
Prior Transfer Date	Oct 24, 2002
Prior Transfer Doc	N423/0845
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	CHICCO LN, MOUNT PLEASANT, SC 29464
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010180963
Date	Jul 30, 2021
Book Page	1018/963

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Feb 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 7, 2019
Property Address	CHICCO LN, MOUNT PLEASANT, SC 29464
Document Number	0770/0430
Book / Page	000770 / 000430
Instrument Date	Jan 3, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 MORGAN ST MOUNT PLEASANT SC 29464, MOUNT PLEASANT, SC 29464

Mortgage

Document Number	770/0433
Date	Jan 7, 2019
Book Page	000770/000433

Lender

Name	FIRST CAP BK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 6, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 128 Chicco Ln was $5,909, down 71.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,909.00 (-71.67%)	$1,610,000 (+2,775%) Land $678,500 Building $931,500	$2,732,600 Land $859,700 Building $1,872,900
2024	$20,861.00	$56,000
2022	$4,887.00	$56,000	$1,400,000 Land $590,000 Building $810,000
2020			$1,400,000 Land $590,000 Building $810,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Chicco Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 512 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 134 condo units
Nearby Flood Claims	72 (1980–2024)
Claims Outside the SFHA	33 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Chicco Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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