Passaic County and Passaic City property record for 128 Central Ave, Passaic, NJ 07055
| Property Type | Duplex |
|---|---|
| Details | 2,850 sqft · built 1900 |
| Lot Size | 0.074 acres (3,241 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,958 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04108-0000-00041 |
| Primary APN | 07-04108-0000-00041 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,850 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,241 sqft (0.074 acres) |
| Lot Dimensions | 108 ft deep x 30 ft wide |
| Street Address | 128 CENTRAL AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-8411 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3 |
| Legal Block | 4108 |
| Legal Lot Number | 41 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 175401 |
128 Central Ave, a duplex, is owned and occupied by an individual who acquired it in October 2024.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 CENTRAL AVE, PASSAIC, NJ 07055-8411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Nov 7, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 8, 2024 |
| Transfer Doc | 0000035039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 20, 2026 |
| Property Address | 128 CENTRAL AVE, PASSAIC, NJ 07055-8411 |
| Document Number | 0000024838 |
| Book / Page | 20043 / 45 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202624838 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 128 CENTRAL AVE, PASSAIC, NJ 07055-8411 |
| Document Number | 0000024838, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 20043/45 |
| Instrument | 202624838 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 13, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 7, 2024 |
| Property Address | 128 CENTRAL AVE, PASSAIC, NJ 07055-8411 |
| Document Number | 0000035039 |
| Book / Page | D4799 / 103 |
| Instrument Date | Oct 8, 2024 |
| Instrument | 2024035039 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 CENTRAL AVE, PASSAIC, NJ 07055-8411 |
| Name | Verified Name |
|---|---|
| Address | 128 CENTRAL AVE, PASSAIC, NJ 07055-8411 |
The 2025 property tax bill for 128 Central Ave was $13,958, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,800 (-) Land $63,400 Building $264,400 | $327,800 (-) Land $63,400 Building $264,400 | |
| 2025 | $13,958.00 (+3.28%) | $327,800 Land $63,400 Building $264,400 | $327,800 Land $63,400 Building $264,400 |
| 2024 | $13,515.00 | ||
| 2023 | $327,800 Land $63,400 Building $264,400 | $327,800 Land $63,400 Building $264,400 | |
| 2022 | $12,731.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 128 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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