128 Central Ave, Cedar Bluff, VA 24609 Property Records

Tazewell County property record for 128 Central Ave, Cedar Bluff, VA 24609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,964 sqft · built 1950
Lot Size0.264 acres (11,509 sqft)
OwnerIndividual Name on Record
Tax Bill$8 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN106A503010025-0027

Property Details

APN / Parcel Number

Primary APN106A503010025-0027
Alternative APN
  • 23592

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,964 sqft Living Area
Gross Area3,333 sqft
1st Floor Area1,964 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1969
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,509 sqft (0.264 acres)
TerrainSteep

Exterior Amenities

PorchSlab
Porch Area681 sqft
Deck Area480 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number23592
Street Address128 CENTRAL AVE
CityCEDAR BLUFF
StateVA
Zip24609-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 25-27 BANE ADDITION
Legal SubdivisionBANE ADDITION
Legal Lot Number25-27
JurisdictionTAZEWELL VA
Township / Civil DivisionWESTERN
Census Block Group4
Census Block4065
Census Tract20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Kentucky Turnpike Historic District
listed 1995 · 40 contributing resources · NRIS 95000829

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Tazewell County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address128 CENTRAL AVE, CEDAR BLUFF, VA 24609-1136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAZEWELL VA
Recording DateJul 28, 2026
Property Address128 CENTRAL AVE, CEDAR BLUFF, VA 24609-1136
Document Number0000001978
Instrument DateJul 27, 2026
Instrument20261978
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate, 150
Address128 CENTRAL AVE, CEDAR BLUFF, VA 24609-1136

Mortgage

Document Number0000001978,
DateJul 28, 2026
Instrument20261978
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAZEWELL VA
Recording DateJul 28, 2026
Property Address128 CENTRAL AVE, CEDAR BLUFF, VA 24609-1136
Document Number0000001979
Instrument DateJul 27, 2026
Instrument20261979
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CENTRAL AVE, CEDAR BLUFF, VA 24609-1136

Mortgage

Document Number0000001979,
DateJul 28, 2026
Instrument20261979
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCedar Bluff Town
CountyTazewell County
Unified School DistrictTazewell County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8.00 (-98.77%)$154,000 (+37.5%) Land $12,000 Building $142,000$154,000 (+37.5%) Land $12,000 Building $142,000
2023$112,000 Land $10,000 Building $102,000$112,000 Land $10,000 Building $102,000
2019$649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims7 (2019–2025)
Claims Outside the SFHA1 of 7
Most Recent ClaimFeb 2025 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 82% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CEDAR BLUFF
serves 1,400 people · EPA ID VA1185085
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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