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  5. Centennial Ave

128 Centennial Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 128 Centennial Ave, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 858 sqft · built 1900
Lot Size0.08 acres (3,470 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Sep 2015)
Tax Bill$3,846 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Apr 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNGLOU M:0036 B:0002 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0036 B:0002 L:0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area858 sqft Living Area
Gross Area1,827 sqft
1st Floor Area606 sqft
Basement Area582 sqft
Unfinished Basement582 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,470 sqft (0.08 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address128 CENTENNIAL AVE
CityGLOUCESTER
StateMA
Zip01930-2582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2002
Census Tract221700

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0036 B:0002 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address128 CENTENNIAL AVE, GLOUCESTER, MA 01930-2582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Apr 21, 2021Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Apr 21, 2020Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2015 · Amount on Record
Deed SaleSep 15, 2015 · Amount on Record
Deed Book / Page34373 / 110
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address128 CENTENNIAL AVE, GLOUCESTER, MA 01930-2582
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041112-285
DateAug 05, 2022
Book Page41112/285
Instrument20220805000310
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address128 CENTENNIAL AVE, GLOUCESTER, MA 01930-2582
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039788-224
DateApr 21, 2021
Book Page39788/224
Instrument20210421000740
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address128 CENTENNIAL AVE, GLOUCESTER, MA 01930-2582
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38440-38
DateApr 21, 2020
Book Page38440/38
Instrument20200421006940
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term301 Months
DueMay 01, 2045
Interest
Rate TypeAdjustable Rate
Type Change DateMay 01, 2027

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,846.00 (+1.45%)$395,700 (+1.57%) Land $126,800 Building $268,900
2024$3,791.00 (+8.81%)$389,600 (+18.42%) Land $120,700 Building $268,900$380,475
2023$3,484.00$329,000 Land $107,800 Building $221,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092217002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (2007–2018)
Most Recent ClaimJan 2018, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 537 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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