128 Cedarbrook Rd, Naperville, IL 60565 Property Records

DuPage County property record for 128 Cedarbrook Rd, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,020 sqft · built 1973
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$353,500 (Apr 2019)
Tax Bill$9,076 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Oct 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-31-305-034

Property Details

APN / Parcel Number

Primary APN08-31-305-034

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,020 sqft Living Area
1st Floor Area1,084 sqft
2nd Floor Area936 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialWood Siding
Lot Area10,890 sqft (0.25 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address128 CEDARBROOK RD
CityNAPERVILLE
StateIL
Zip60565-2268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionOLD FARM AT NAPERVLE 1
Legal SubdivisionOLD FARM
Legal Block6
Legal Lot Number22
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2000
Census Tract846207

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 CEDARBROOK RD, NAPERVILLE, IL 60565-2268
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Oct 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Apr 16, 2019Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Dec 7, 2018Deed, Transfer · Line of Credit
FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2019 · Amount on Record
Deed SaleApr 16, 2019 · Amount on Record
Prior SaleDec 7, 2018 · Amount on Record
Deed Document Number201927871
Prior Transfer DateSep 12, 1995
Prior Transfer Doc0000124906
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address128 CEDARBROOK RD, NAPERVILLE, IL 60565-2268
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressCEDABROOK RD, NAPERVILLE, IL 60565

Mortgage

Document Number0000020345
DateMar 31, 2026
InstrumentR2026-020345
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address128 CEDARBROOK RD, NAPERVILLE, IL 60565-2268
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097942
DateOct 25, 2019
InstrumentR2019-097942
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate
Rate3.62%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address128 CEDARBROOK RD, NAPERVILLE, IL 60565-2268
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112003
DateOct 1, 2020
InstrumentR2020-112003
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateApr 16, 2019
Property Address128 CEDARBROOK RD, NAPERVILLE, IL 60565-2268
Document Number0000027871
Map ReferenceDOC R71-006872
Instrument DateApr 12, 2019
InstrumentR2019-027871
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$353.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address128 CEDARBROOK RD, NAPERVILLE, IL 60565-2268

Mortgage

Document Number0000027873
DateApr 16, 2019
InstrumentR2019-027873
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateDec 7, 2018
Property Address128 CEDARBROOK RD, NAPERVILLE, IL 60565-2268
Document Number0000112724
Map ReferenceDOCR71-66872
Instrument DateNov 6, 2018
InstrumentR2018-112724
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$243.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address28W171 CATIGNY DR, WINFIELD, IL 60190-1707

Mortgage

Document Number0000112725
DateDec 7, 2018
InstrumentR2018-112725
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,076.00 (+3.38%)$155,531 (+8.53%) Land $73,693 Building $81,838$466,593 (+8.53%) Land $221,079 Building $245,514
2024$8,779.00 (+14.09%)$143,307 (+20.53%) Land $67,901 Building $75,406$429,921 (+20.53%) Land $203,703 Building $226,218
2022$7,695.00$118,900 Land $56,340 Building $62,560$356,700 Land $169,020 Building $187,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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