128 Cedar Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 128 Cedar Rd, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,200 sqft · built 1961
Lot Size	0.339 acres (14,775 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Oct 2020)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-900-06270700`

Property Details

APN / Parcel Number

Primary APN	`03-900-06270700`
Alternative APNs	`3-900-06270700` `90006270700`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	936 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,775 sqft (0.339 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	264 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	90006270700
Street Address	128 CEDAR RD
City	SEVERNA PARK
State	MD
Zip	21146-4451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 10 BK O SC D WEST SEVERNA PARK
Legal Subdivision	WEST SEVERNA PARK
Legal Block	O
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	730702

Owner

128 Cedar Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 CEDAR RD, SEVERNA PARK, MD 21146-4451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 22, 2020	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 2, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MTG
Apr 4, 2017	Grant Deed, Transfer REVERE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Book / Page	35455 / 170
Prior Transfer Date	Nov 23, 2011
Prior Transfer Doc	0259130373
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	128 CEDAR RD, SEVERNA PARK, MD 21146-4451
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381950164
Date	Jan 11, 2022
Book Page	38195/164

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 22, 2020
Property Address	128 CEDAR RD, SEVERNA PARK, MD 21146-4451
Document Number	0354550170
Book / Page	35455 / 170
Map Reference	MB 30 FO 29
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 CEDAR RD, SEVERNA PARK, MD 21146-4451

Mortgage

Document Number	35455177
Date	Oct 22, 2020
Instrument	35455/177

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	128 CEDAR RD, SEVERNA PARK, MD 21146-4451
Document Number	0354550194
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CEDAR RD SEVERNA PARK MD 211464451, SEVERNA PARK, MD 21146-4451

Mortgage

Document Number	0354550194
Date	Oct 22, 2020
Book Page	035455/000194

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 2, 2017
Property Address	128 CEDAR RD, SEVERNA PARK, MD 21146-4451
Document Number	0309960313
Book / Page	030996 / 000313
Instrument Date	Jun 1, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2017
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	128 CEDAR RD SEVERNA PARK MD 211464451, SEVERNA PARK, MD 21146-4451

Mortgage

Document Number	309960317
Date	Jun 2, 2017
Book Page	030996/000317

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 4, 2017
Property Address	128 CEDAR RD, SEVERNA PARK, MD 21146-4451
Document Number	0307970261
Book / Page	030797 / 000261
Instrument Date	Mar 15, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CROWN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	128 CEDAR RD SEVERNA PARK MD 211464451, SEVERNA PARK, MD 21146-4451
Investor	Possibly a Property Investor

Mortgage

Document Number	307970267
Date	Apr 4, 2017
Book Page	030797/000267

Lender

Name	REVERE BK
Type	Bank
Address	319 MAIN ST, LAUREL, MD 20707-4129

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 128 Cedar Rd was $6,011 with a homeowner's exemption, up 2.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,200 (+9.03%)	$645,600 (-) Land $388,300 Building $257,300
2025	$6,011.00 (+2.45%) Homeowner's exemption	$546,800	$645,600 Land $388,300 Building $257,300
2024	$5,867.00 (+12.05%)
2023	$5,236.00	$479,567	$497,400 Land $330,700 Building $166,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Cedar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Cedar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Astound Broadband, Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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