128 Cedar Dr, Smithville, TN 37166 Property Records

DeKalb County property record for 128 Cedar Dr, Smithville, TN 37166

Property Summary

Property Type	Rural Home
Details	2 ba · 2,022 sqft · built 1993
Lot Size	19.1 acres (835,045 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Mar 2021)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021079 03210`

Property Details

APN / Parcel Number

Primary APN	`021079 03210`
Alternative APN	`079 03210`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	2,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	835,045 sqft (19.1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Patio Area	144 sqft
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	128 CEDAR DR
City	SMITHVILLE
State	TN
Zip	37166-6367
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 5
Jurisdiction	DE KALB TN
Township / Civil Division	2
Census Block Group	1
Census Block	1043
Census Tract	920300

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	128 CEDAR DR, SMITHVILLE, TN 37166-6367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	196801
Deed Book / Page	490 / 707
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Mar 31, 2021
Property Address	128 CEDAR DR, SMITHVILLE, TN 37166-6367
Document Number	0004900707
Book / Page	490 / 707
Instrument Date	Mar 26, 2021
Instrument	196801
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CEDAR DR, SMITHVILLE, TN 37166-6367

Mortgage

Document Number	196802
Date	Mar 31, 2021
Instrument	196802

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	128 CEDAR DR, SMITHVILLE, TN 37166-6367
Document Number	0000181917
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181917
Date	Feb 9, 2018
Book Page	000423/000163
Instrument	181917

Lender

Name	LIBERTY ST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 8, 2028

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,578.00 (+45.04%) Additional exemption filed	$62,875 (-) Land $7,300 Building $55,575
2023		$62,875 (-) Land $7,300 Building $55,575
2022	$1,088.00	$62,875 Land $7,300 Building $55,575	$251,500 (-16.75%) Land $29,200 Building $222,300
2021			$302,100 Land $79,800 Building $222,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (2010–2021)
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures