128 Cedar Cliff Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 128 Cedar Cliff Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1978
Lot Size	1.85 acres (80,572 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Jul 2022)
Tax Bill	$9,964 (2024)
Deeds & Mortgages	Sep 2023 Sale Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`334089 7-2-52`

Property Details

APN / Parcel Number

Primary APN	`334089 7-2-52`
Alternative APNs	`408900700000020520000000` `7-2-52`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	530 sqft
Finished Basement	530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	80,572 sqft (1.85 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	252 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	7-2-52
Street Address	128 CEDAR CLIFF RD
City	MONROE
State	NY
Zip	10950-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1.0AC
Legal Description	LT 3 LANDS OF JAS LUDLAM MAP 2839 & PARCEL
Legal Subdivision	SUBDIVISION OF LANDS OF JAMES LUDLAM JR
Legal Block	2
Legal Lot Number	52.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4000
Census Tract	14202

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	148 RUTLEDGE ST, BROOKLYN, NY 11211-8005
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed, Transfer
Jul 15, 2022	Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jan 11, 2002 · Amount on Record
Deed Document Number	202251887
Deed Book / Page	15271 / 1028
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 25, 2023
Property Address	128 CEDAR CLIFF RD, MONROE, NY 10950-4703
Document Number	0000057007
Book / Page	15471 / 831
Instrument Date	May 2, 2023
Instrument	20230057007
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RUTLEDGE ST, BROOKLYN, NY 11211-8005

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 15, 2022
Property Address	128 CEDAR CLIFF RD, MONROE, NY 10950-4703
Document Number	0000051887
Book / Page	15271 / 1028
Instrument Date	Jul 5, 2022
Instrument	20220051887
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RUTLEDGE ST, BROOKLYN, NY 11211-8005

Mortgage

Document Number	0000051888
Date	Jul 15, 2022
Instrument	20220051888

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,000 (-) Land $20,900 Building $29,100	$462,500 (+13.41%)
2024	$9,964.00
2023		$50,000 (+3.52%) Land $20,900 Building $29,100	$407,800 (+27.24%) Land $170,460 Building $237,340
2022		$48,300 Land $20,900 Building $27,400	$320,500 Land $138,684 Building $181,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2011)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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