128 Cedar Bluff Ln, Mooresville, NC 28117 Property Records

Iredell County property record for 128 Cedar Bluff Ln, Mooresville, NC 28117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,559 sqft · built 2000
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Jun 2022)
Tax Bill	$10,650 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4625-19-9644.000`

Property Details

APN / Parcel Number

Primary APN	`4625-19-9644.000`
Alternative APNs	`80045244` `80093485`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,559 sqft Heated Area
Gross Area	5,680 sqft
1st Floor Area	2,440 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Patio Area	231 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80093485
Street Address	128 CEDAR BLUFF LN
City	MOORESVILLE
State	NC
Zip	28117-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L33 THE HARBOUR PH 6 PB 29-8
Legal Subdivision	THE HARBOUR
Legal Block	19
Legal Lot Number	33
Jurisdiction	IREDELL NC
Township / Civil Division	DAVIDSON
Census Block Group	3
Census Block	3004
Census Tract	61401

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 CEDAR BLUFF LN, MOORESVILLE, NC 28117-9023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit AQUESTA BANK
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit AQUESTA BK
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Feb 1, 2002 · Amount on Record
Deed Book / Page	2926 / 1487
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 15, 2022
Property Address	128 CEDAR BLUFF LN, MOORESVILLE, NC 28117-9023
Document Number	0029261487
Book / Page	2926 / 1487
Map Reference	MB 29 PG 6-9
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1710, EUFAULA, OK 74432-7010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CEDAR BLUFF LN, MOORESVILLE, NC 28117-9023

Mortgage

Document Number	0029261489
Date	Jun 15, 2022
Instrument	2926/1489

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	128 CEDAR BLUFF LN, MOORESVILLE, NC 28117-9023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25111425
Date	Sep 11, 2017
Book Page	2511/1425

Lender

Name	AQUESTA BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	128 CEDAR BLUFF LN, MOORESVILLE, NC 28117-9023
Document Number	249457
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 LAMPY MOUNTAIN RD EUFAULA OK 74432, EUFAULA, OK 74432

Mortgage

Document Number	249457
Date	Jun 8, 2017
Book Page	002494/000057

Lender

Name	AQUESTA BK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 8, 2017
Property Address	128 CEDAR BLUFF LN, MOORESVILLE, NC 28117-9023
Document Number	249434
Book / Page	002494 / 000034
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CEDAR BLUFF LN MOORESVILLE NC 281179023, MOORESVILLE, NC 28117-9023

Mortgage

Document Number	249437
Date	Jun 8, 2017
Book Page	002494/000037

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,650.00	$1,794,970 (-) Land $617,500 Building $1,177,470	$1,794,970 (-) Land $617,500 Building $1,177,470
2024	$10,650.00	$1,794,970 (-) Land $617,500 Building $1,177,470	$1,794,970 (-) Land $617,500 Building $1,177,470
2023	$10,650.00 (+50.57%)	$1,794,970 (+60.59%) Land $617,500 Building $1,177,470	$1,794,970 (+60.59%) Land $617,500 Building $1,177,470
2022	$7,073.00	$1,117,740 Land $427,500 Building $690,240	$1,117,740 Land $427,500 Building $690,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOUR POINT S/D private · serves 4,031 people · EPA ID NC0149185
Water Source	Purchased surface water from TOWN OF MOORESVILLE
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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