128 Cass St, Monroe, MI 48161 Property Records

Monroe County property record for 128 Cass St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,900 sqft · built 1913
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Oct 2025)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-29-00256-000`

Property Details

APN / Parcel Number

Primary APN	`55-29-00256-000`
Alternative APN	`55 290 025 60`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	980 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 49 ft wide
Terrain	Rolling
Garage Area	336 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	310 sqft
Balcony Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	128 CASS ST
City	MONROE
State	MI
Zip	48161-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	OLD VILLAGE PLAT WEST OF MONROE ST E 70 FT OF S 49 FT OF LOT 44
Legal Subdivision	OLD VILLAGE WEST OF MONROE ST
Legal Lot Number	44
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	832100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 CASS ST, MONROE, MI 48161-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN FIRST CU
Apr 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Oct 3, 2025	Warranty Deed, Transfer · FHA Mortgage MICHIGAN FIRST CU
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Dec 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Apr 3, 2023 · Amount on Record
Deed Document Number	202516320
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	128 CASS ST, MONROE, MI 48161-2310
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CASS ST, MONROE, MI 48161-2310

Mortgage

Document Number	0000016694
Date	Oct 9, 2025
Instrument	2025R16694

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	128 CASS ST, MONROE, MI 48161-2310
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6419 HURON ST, TAYLOR, MI 48180-1952

Mortgage

Document Number	0000004741
Date	Apr 6, 2023
Instrument	2023R04741

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 3, 2025
Property Address	128 CASS ST, MONROE, MI 48161-2310
Document Number	0000016320
Map Reference	LB 2 PG 3
Instrument Date	Sep 30, 2025
Instrument	2025R16320
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 CASS ST, MONROE, MI 48161-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CASS ST, MONROE, MI 48161-2310

Mortgage

Document Number	0000016693
Date	Oct 3, 2025
Instrument	2025R16693

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 3, 2023
Property Address	128 CASS ST, MONROE, MI 48161-2310
Document Number	0000004345
Map Reference	LB 2 PG 3
Instrument Date	Mar 31, 2023
Instrument	2023R04345
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 CASS ST, MONROE, MI 48161-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CASS ST, MONROE, MI 48161-2310

Mortgage

Document Number	0000004741
Date	Apr 6, 2023
Instrument	2023R04741

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 9, 2020
Property Address	128 CASS ST, MONROE, MI 48161-2310
Document Number	2020R26664
Map Reference	LB 2 PG 3
Instrument Date	Dec 2, 2020
Instrument	2020R26664
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$1,072.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1870 ROMAN DR, 1870, MONROE, MI 48162-4165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CASS ST, MONROE, MI 48161-2310

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,600 (+8.87%) Land $89,600	$179,200 (+8.87%) Land $179,200
2025	$3,630.00 (+4.22%) Homeowner's exemption	$82,300 (+26.03%) Land $82,300	$164,600 (+26.03%) Land $164,600
2024	$3,483.00 (+28.38%)
2023	$2,713.00 Homeowner's exemption	$65,300	$130,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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