Hampden County and Chicopee City property record for 128 Carriage Rd, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,978 sqft · built 1981 |
| Lot Size | 0.843 acres (36,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Sep 2021) |
| Tax Bill | $7,490 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 534-00002 |
| Primary APN | 534-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,978 sqft Living Area |
| Gross Area | 8,525 sqft |
| 1st Floor Area | 2,382 sqft |
| Attic | Attic |
| Attic Area | 2,382 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,718 sqft (0.843 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Solar |
| Account Number | 534-00002 |
|---|---|
| Street Address | 128 CARRIAGE RD |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 811200 |
128 Carriage Rd is owned and occupied by two individuals who acquired it in September 2023.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 CARRIAGE RD, CHICOPEE, MA 01013-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2025 | Deed of Trust, Mortgage LIBERTY BANK |
| Mar 28, 2024 | Quit Claim Deed, Transfer · Second Mortgage (Down Payment) DISCOVER BANK |
| Sep 1, 2021 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Deed Document Number | 2021227580 |
| Last Transfer Date | Sep 28, 2023 |
| Transfer Doc | 0000236213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 128 CARRIAGE RD, CHICOPEE, MA 01013-3808 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000240288 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 240288 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 28, 2024 |
| Property Address | 128 CARRIAGE RD, CHICOPEE, MA 01013-3808 |
| Document Number | 0000236213 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 236213 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 CARRIAGE RD, CHICOPEE, MA 01013-3808 |
| Document Number | 0000236214 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 236214 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 1, 2021 |
| Property Address | 128 CARRIAGE RD, CHICOPEE, MA 01013-3808 |
| Document Number | 227580 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 227580 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 BRATTLEBORO RD, BERNARDSTON, MA 01337-9527 |
| Document Number | 227581 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 227581 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 128 Carriage Rd was $7,490, up 5.3% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,490.00 (+5.27%) | $491,500 (+4.73%) Land $144,100 Building $347,400 | $463,532 (-10.86%) |
| 2025 | $7,115.00 (+4.43%) | $469,300 (+1.67%) Land $131,500 Building $337,800 | $520,030 |
| 2024 | $6,813.00 (+7.51%) | $461,600 (+10.35%) Land $129,000 Building $332,600 | |
| 2023 | $6,337.00 | $418,300 Land $117,300 Building $301,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Carriage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 128 Carriage Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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