128 Carriage Dr, Fairview, NC 28730 Property Records

Buncombe County property record for 128 Carriage Dr, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,629 sqft · built 2007
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (May 2019)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`703430-2020-202`

Property Details

APN / Parcel Number

Primary APN	`703430-2020-202`
Alternative APNs	`0605-88-1185-00000` `060500881008000` `008216936`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,629 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,680 sqft
Upper Floors Area	840 sqft
Basement Area	1,680 sqft
Finished Basement	949 sqft
Unfinished Basement	731 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	703430-2020-202
Street Address	128 CARRIAGE DR
City	FAIRVIEW
State	NC
Zip	28730-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: FAIRVIEW POINTE LOT: 9 PLAT: 0066-0149
Legal Subdivision	FAIRVIEW POINTE
Legal Block	2
Legal Lot Number	9
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	2
Census Block	2001
Census Tract	3204

Owner

128 Carriage Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	Individual Name on File
Mailing Address	128 CARRIAGE DR, FAIRVIEW, NC 28730-7633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 10, 2019	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	Jul 28, 2016 · Amount on File
Deed Book / Page	5768 / 1472
Last Transfer Date	Oct 13, 2021
Transfer Doc	0061351130
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	128 CARRIAGE DR, FAIRVIEW, NC 28730-7633
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063001545
Date	Mar 6, 2023
Book Page	6300/1545

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 18, 2021
Property Address	128 CARRIAGE DR, FAIRVIEW, NC 28730-7633
Document Number	0061351130
Book / Page	6135 / 1130
Map Reference	MB 66 PG 149
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CARRIAGE DR, FAIRVIEW, NC 28730-7633

Mortgage

Document Number	61351133
Date	Oct 18, 2021
Instrument	6135/1133

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 10, 2019
Property Address	128 CARRIAGE DR, FAIRVIEW, NC 28730-7633
Document Number	0057681472
Book / Page	5768 / 1472
Map Reference	MB 66 PG 149
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 STRAND AVE, 424, MISSOULA, MT 59801-5713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 CARRIAGE DR, FAIRVIEW, NC 28730-7633

Mortgage

Document Number	57681475
Date	May 10, 2019
Instrument	5768/1475

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 128 Carriage Dr was $2,568, up 4.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,568.00 (+4.26%)	$363,500 Land $44,500 Building $319,000	$363,500 Land $44,500 Building $319,000
2024	$2,463.00 (+5.39%)
2023	$2,337.00	$363,500	$363,500 Land $44,500 Building $319,000
2021			$363,500 Land $44,500 Building $319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Carriage Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2013–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Carriage Dr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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