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128 Caretta Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 128 Caretta Cir, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,939 sqft · built 2005
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Mar 2015)
Tax Bill$2,943 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN181701-0100

Property Details

APN / Parcel Number

Primary APN181701-0100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,939 sqft Living Area
Gross Area2,799 sqft
1st Floor Area1,939 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address128 CARETTA CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal Description36/61-64 TURTLE CROSSING LOT 10 OR3994/59 & 5359/61
Legal Range30E
Legal Township08S
Legal Section17
Legal SubdivisionTURTLE CROSSING
Legal Block2
Legal Lot Number10
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2000
Census Tract21210

Owner

128 Caretta Cir is owned and occupied by two individuals who bought it in March 2015.

Source: St. Johns County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address128 CARETTA CIR, SAINT AUGUSTINE, FL 32086-3222
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Sep 2, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2015 · Amount on File
Deed SaleMar 3, 2015 · Amount on File
Prior SaleMar 3, 2015 · Amount on File
Deed Document Number201512466
Deed Book / Page3994 / 59
Prior Transfer DateJan 14, 2015
Prior Transfer Doc0039940057
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address128 CARETTA CIR, SAINT AUGUSTINE, FL 32086-3222
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CARETTA CIR, ST AUGUSTINE, FL 32086-3222
InvestorPossibly a Property Investor

Mortgage

Document Number0055860935
DateJun 27, 2022
Book Page5586/935
Instrument2022063525
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueJun 21, 2032

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 2, 2021
Property Address128 CARETTA CIR, SAINT AUGUSTINE, FL 32086-3222
Document Number0053590061
Book / Page5359 / 61
Map ReferenceMB 36 PG 61-64
Instrument DateSep 1, 2021
Instrument2021096847
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address128 CARETTA CIR, SAINT AUGUSTINE, FL 32086-3222

Tax Assessment & Valuation

The 2025 property tax bill for 128 Caretta Cir was $2,943 with a homeowner's exemption, up 13.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,745 (+2.7%)$390,955 (+0.1%) Land $112,000 Building $278,955
2025$2,943.00 (+13.54%) Homeowner's exemption$232,468 (+2.9%)$390,576 (+0.47%) Land $112,000 Building $278,576
2024$2,592.00 (+2.13%) Homeowner's exemption$225,916 (+3%)$388,735 (+1.2%) Land $100,000 Building $288,735
2023$2,538.00 (+3.25%) Homeowner's exemption$219,336 (+3%)$384,120 (+4.25%) Land $100,000 Building $284,120
2022$2,458.00 Homeowner's exemption$212,948$368,449 Land $84,000 Building $284,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Caretta Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 102 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Caretta Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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