128 Brighthurst Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 128 Brighthurst Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,916 sqft · built 1995
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,380 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17T-12-0521`

Property Details

APN / Parcel Number

Primary APN	`17T-12-0521`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,916 sqft Living Area
Gross Area	4,336 sqft
1st Floor Area	1,232 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	30 ft deep x 95 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Balcony Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 BRIGHTHURST DR
City	CHESTERFIELD
State	MO
Zip	63005-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R6
Legal Description	CHESTERFIELD FARMS PLAT TWO LOT 159
Legal Subdivision	CHESTERFIELD FARMS PLAT TWO
Legal Lot Number	159
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1021
Census Tract	221629

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 1, 2013
Transfer Doc	0204130573
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	128 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657

Mortgage

Document Number	0246183573
Date	Jan 27, 2021
Book Page	24618/3573
Instrument	2021012700611

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,070 (+19.76%) Land $29,130 Building $94,940	$653,000 (+19.75%) Land $153,300 Building $499,700
2024	$7,380.00 (+2.67%)
2023	$7,188.00 (+7.04%)	$103,600 (+14.67%) Land $14,570 Building $89,030	$545,300 (+14.68%) Land $76,700 Building $468,600
2022	$6,715.00	$90,350 Land $16,170 Building $74,180
2021			$475,500 Land $85,100 Building $390,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (1985–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20