Schoharie County and Esperance Town property record for 128 Bray Rd, Central Bridge, NY 12035
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 540 sqft · built 1960 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $697 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 433089 27.4-1-20 |
| Primary APN | 433089 27.4-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 540 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 155 ft deep x 135 ft wide |
| Porch | Slab |
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 455J100125 |
|---|---|
| Street Address | 128 BRAY RD |
| City | CENTRAL BRIDGE |
| State | NY |
| Zip | 12035-2619 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | ESPERANCE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 740100 |
128 Bray Rd, a mobile home, is owned and occupied by two individuals.
Source: Schoharie County and Esperance Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 BRAY RD, CENTRAL BRIDGE, NY 12035-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 128 Bray Rd was $697, up 4.2% from the year before.
Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Esperance Town |
| Unified School District | Schoharie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697.00 (+4.19%) | ||
| 2025 | $669.00 | $18,100 Land $5,900 Building $12,200 | $29,194 Land $9,516 Building $19,678 |
| 2023 | $18,100 (-) Land $5,900 Building $12,200 | $27,255 (+15.19%) Land $8,884 Building $18,371 | |
| 2022 | $18,100 Land $5,900 Building $12,200 | $23,660 Land $7,712 Building $15,948 | |
| 2021 | $269.00 (-60.56%) | ||
| 2020 | $682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Bray Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2011) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Bray Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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